All this adresses the away-from-home situation, but for the folks who stay home (USA), the best thing to do is buy a NET10, which is inexpensive, can be purchased at any local Wal-Mart, Target, and other discount stores and comes with minutes alreay included. With NET10 you can call more than 100 countries, to cell or land line, and only pay at the rate of a local US call which is .10 a minute. Not a bad deal if you have relatives traveling abroad!
We would love to do this, but Netflix instant movies/shows aren't captioned or sub-titled. Since my husband is deaf we're out of luck. Hulu (and several other video sources) do have captions now, so we can do some web-viewing. But it is limited.
I'm not in academia, so I'm not sure how many reports are multi-million dollar studies are sponsored buy colleges and universities to prove that a fruit drink is good for you. Is the number very high?
We await YOUR studies, which will surprise us with their findings, with a great sense of anticipation. Let us know when those countless iterations produce something of value that passes a peer review.
My point, of course, is not that your pomegranate juice isn't tasty or healthy; it does taste good, and it probably is quite good for you. Simply that it's probably just not worth all the extra expenditure. You may have noticed that this site promotes careful spending and frugal living.
I see that you've apparently stopped funding on animal testing. That's a good thing.
i just opened my account with compass, does this mean I won't be able to get an ipod shuffle; they told me to print out the form and take it to them, or they would register me themselves.
We do this ALL the time now! I was so happy to find this feature b/c it's nice to not need another device. There's a lot of great stuff on the watch instantly section too.
Right, but isn't the obvious place for this type of financial exchange within the instituions standing to make the most from the trades... the banks. Why can't banks see when their mortgage holders are over their heads and steer the problem debters to more affordable properties in their foreclosure portfolios? By this method only the top end houses will go on the traditional market and numerous foreclosures will go in the black instead of the red.
A colleague of mine asked an interviewee "What's your personal situation?", and I reprimanded him for it after the interview. Unfortunately, rather than not answering, the interviewee divulged a lot of very personla information, and my colleague thought it was great to have this info come out. I told him it was an illegal question, and he asked me to "show him" where it is written that this specific (and I mean specific) question cannot be asked. I know that you cannot ask questions that do not pertain to job performance, but would like to have the specific legal reference as to why this question cannot be asked. Can someone out there help me out?
I don't own an xbox but I own a PS3. I have it connected to my TV, and part of my wireless network. Since I have PlayOn installed in my PC, I use it as a media server... meaning that I can watch Hulu, Netflix, Amazon Video, YouTube on my TV. I love it. I haven't paid for Cable TV in over 3 years now.
I visit sites like www.southernsavers.com that pair the coupons with the sales flyers for me. One common thread in the comments section was that people can't find coupons for produce. Just yesterday I went to Target with my $1 off a pineapple coupon and my $1 off a 1lb or more of apples coupon. Go to http://www.organicgrocerydeals.com/forums/view.php?pg=coupon_generator to print only the # & type of Target coupons you want without the wasted paper.
I really got into saving money this year while traveling back and forth from Fl. to Boston this year. I enrolled my husband in AARP as soon as he hit 50 and he was able to purchase tickets with a discount for family.
There are certain days that are better to fly, certain times the airlines post new flight fees. I had fun finding discounts, it was a game that saved. Glad to be sitting still in Florida though!
Bobbie545
"... many end up not being published because the results are inconclusive"
Your response to my comments is disingenuous to say the least. Let me clarify the statement above:
For people in academia and very familiar with scientific research, having inconclusive results does not mean that there are no benefits. The benefits are there, except that the statistic rigor required by a clinical study to show significant differences is not easy to achieve.
The majority of the studies show benefits in a number of areas that you and your readers would be surprised to know about, but they are above all preliminary studies. The reason why so much money is spent on research is that multiple iterations of studies with increased level of complexity have to be carried by very reputable research centers to ensure clinically meaningful results.
In our house we just have a computer plugged into the LCD tv so we watch online streaming on it and also use the tv as a monitor to do other stuff on the computer. We have the xbox plugged into the tv, too, and the Netflix feature is quite nice because Netflix has a ton of TV shows available for streaming, too.
Rosa, I love (and live) your examples of a higher standard of living. Thank you for illustrating so well a restrained, but appreciable, increased standard of living over the years.
I tried Priceline for the first time in May, and we did get an amazing deal. We were going to sleep at a friend's place, but they already had guests planned that weekend so our Priceline attempt was at the last minute.
If you like to plan ahead a bit more, you may get an advance purchase discount. Labor day weekend we're going away, and Microtel gives a 14 day advance purchase discount. I tried priceline (this was 2 months in advance) and they couldn't beat it. Ditto for the rental car: that far in advance it was cheaper to buy through aaa.com than priceline.
I prefer to plan ahead. If you wait until the last minute, though, you can get some phenomenal deals. In Massachusetts and New York (and presumably elsewhere) there are hotel magazines in the racks near the rest stop doors. The rates in that publication are incredibly cheap, but they are only for people without reservations, and only if the hotel isn't already booked. With the modern marvel that is the cell phone, you can call ahead to make sure there's still space at the inn. We used this method for a road trip last summer, when our final destination was much further along. We drove as far as we could stay awake, then slept at the next cheap hotel and continued on bright and early. In this case, the flexibility was more important thanthe absolute-cheapest-rate, but it was still pretty cheap. The rates are best monday-thursday night because the publication is geared toward weekend vacationers. I wish I could remember their website, because you might be able to use it for Debbie's "Create Discounts" strategy above.
Are you at all aware that before things got all switched around and messed up, people actually tipped folks BEFORE receiving their service. The size of your tip decided the quality of service you received. This is how it should be.
I have a full-time job in HR but I also have a tip-based part-time job I work about 10 hours/wk. I make less than minimum wage on payroll delivering pizzas. And I provide the very best service I can to every single customer I have. If I drive all the way to your house and you stiff me or tip me $1, you have very selfishly wasted my own personal money (my car, my gas, my tires, my oil) and my time. I will not just appreciate that you ordered. I work for an international corporation so your $20 order didn't make a difference. We neither want nor need the business of egocentric customers. How can you expect a service individual who just worked very hard to provide excellent service to be happy with whatever negligible amount you decide to give them? They provided a service and you are *OBLIGATED* to tip. So says the federal government. See, that's why their employer can legally pay them minimum wage and remove overtime pay.
So, if you're not going to tip a FAIR amount, yes, please do stay home. And don't stay home and order delivery, either, because we make less than minimum wage and work for tips, too. It's a very dumb idea to unfairly short someone who has your name, phone number, and address, by the way. And that's not a threat by any means, just plain common sense. Just be fair. Pay attention to estimated delivery times. And realize that an *estimated* delivery time is um, well, it's an *estimate.* If a store is busy, it's really not your driver's fault it took an hour and a half to get your order. Chances are, your driver just picked your order up at the store 5 minutes before getting to your house. If someone tells you it's going to be an hour and 15 minutes, don't yell at your driver when she gets there in an hour an 4 minutes. I experienced that exact situation 2 days ago. He tipped me 97 cents and that was only because I can't carry coin change. I'll always remember exactly where he lives because he lives 20 feet away from 2 very good friends of mine. If I cared enough, I could really pay him back for being such a jerk. If he wants to apply for a job where I work in HR, he won't get past the application process. No way. See, we don't hire discourteous irrational folks here. ;)
Just be fair and try to remember that you're dealing with hardworking (for the most part) *humans* next time you think about being cheap with a tip. You never know when you're going to be dealing with someone's friend or relative the next time you go to interview for a job and whether you want to admit it or not, networking is one of the BIGGEST factors in employment and promotions. By stiffing your server, you could have just screwed up your entire professional career. Especially if your server or driver is someone like me who actually works in Human Resources for a large company and has a memory like a steel trap. Funny, huh? I certainly think so.
There are many reasons for this and the first consideration is a very low cost of living: Bulgaria is known to have the lowest cost of living almost anywhere in Europe.
British people moving to Bulgaria report that they feel much happier and safer on the streets than they did at home. Many Brits have come to Bulgaria for the summer and end up staying for much longer...
I am not an avid coupon clipper. I only clip coupons of items that I already intended to buy. I don't buy things just because there is a discount for it.
how about LG HT554TM? how do you unlock its regional code?
All this adresses the away-from-home situation, but for the folks who stay home (USA), the best thing to do is buy a NET10, which is inexpensive, can be purchased at any local Wal-Mart, Target, and other discount stores and comes with minutes alreay included. With NET10 you can call more than 100 countries, to cell or land line, and only pay at the rate of a local US call which is .10 a minute. Not a bad deal if you have relatives traveling abroad!
We would love to do this, but Netflix instant movies/shows aren't captioned or sub-titled. Since my husband is deaf we're out of luck. Hulu (and several other video sources) do have captions now, so we can do some web-viewing. But it is limited.
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I'm not in academia, so I'm not sure how many reports are multi-million dollar studies are sponsored buy colleges and universities to prove that a fruit drink is good for you. Is the number very high?
We await YOUR studies, which will surprise us with their findings, with a great sense of anticipation. Let us know when those countless iterations produce something of value that passes a peer review.
My point, of course, is not that your pomegranate juice isn't tasty or healthy; it does taste good, and it probably is quite good for you. Simply that it's probably just not worth all the extra expenditure. You may have noticed that this site promotes careful spending and frugal living.
I see that you've apparently stopped funding on animal testing. That's a good thing.
i just opened my account with compass, does this mean I won't be able to get an ipod shuffle; they told me to print out the form and take it to them, or they would register me themselves.
We do this ALL the time now! I was so happy to find this feature b/c it's nice to not need another device. There's a lot of great stuff on the watch instantly section too.
Right, but isn't the obvious place for this type of financial exchange within the instituions standing to make the most from the trades... the banks. Why can't banks see when their mortgage holders are over their heads and steer the problem debters to more affordable properties in their foreclosure portfolios? By this method only the top end houses will go on the traditional market and numerous foreclosures will go in the black instead of the red.
A colleague of mine asked an interviewee "What's your personal situation?", and I reprimanded him for it after the interview. Unfortunately, rather than not answering, the interviewee divulged a lot of very personla information, and my colleague thought it was great to have this info come out. I told him it was an illegal question, and he asked me to "show him" where it is written that this specific (and I mean specific) question cannot be asked. I know that you cannot ask questions that do not pertain to job performance, but would like to have the specific legal reference as to why this question cannot be asked. Can someone out there help me out?
I don't own an xbox but I own a PS3. I have it connected to my TV, and part of my wireless network. Since I have PlayOn installed in my PC, I use it as a media server... meaning that I can watch Hulu, Netflix, Amazon Video, YouTube on my TV. I love it. I haven't paid for Cable TV in over 3 years now.
I visit sites like www.southernsavers.com that pair the coupons with the sales flyers for me. One common thread in the comments section was that people can't find coupons for produce. Just yesterday I went to Target with my $1 off a pineapple coupon and my $1 off a 1lb or more of apples coupon. Go to http://www.organicgrocerydeals.com/forums/view.php?pg=coupon_generator to print only the # & type of Target coupons you want without the wasted paper.
I really got into saving money this year while traveling back and forth from Fl. to Boston this year. I enrolled my husband in AARP as soon as he hit 50 and he was able to purchase tickets with a discount for family.
There are certain days that are better to fly, certain times the airlines post new flight fees. I had fun finding discounts, it was a game that saved. Glad to be sitting still in Florida though!
Bobbie545
my boyfriend and I watch shows/movies like this all the time!
"... many end up not being published because the results are inconclusive"
Your response to my comments is disingenuous to say the least. Let me clarify the statement above:
For people in academia and very familiar with scientific research, having inconclusive results does not mean that there are no benefits. The benefits are there, except that the statistic rigor required by a clinical study to show significant differences is not easy to achieve.
The majority of the studies show benefits in a number of areas that you and your readers would be surprised to know about, but they are above all preliminary studies. The reason why so much money is spent on research is that multiple iterations of studies with increased level of complexity have to be carried by very reputable research centers to ensure clinically meaningful results.
In our house we just have a computer plugged into the LCD tv so we watch online streaming on it and also use the tv as a monitor to do other stuff on the computer. We have the xbox plugged into the tv, too, and the Netflix feature is quite nice because Netflix has a ton of TV shows available for streaming, too.
Philip, as always, an excellent post.
Rosa, I love (and live) your examples of a higher standard of living. Thank you for illustrating so well a restrained, but appreciable, increased standard of living over the years.
I tried Priceline for the first time in May, and we did get an amazing deal. We were going to sleep at a friend's place, but they already had guests planned that weekend so our Priceline attempt was at the last minute.
If you like to plan ahead a bit more, you may get an advance purchase discount. Labor day weekend we're going away, and Microtel gives a 14 day advance purchase discount. I tried priceline (this was 2 months in advance) and they couldn't beat it. Ditto for the rental car: that far in advance it was cheaper to buy through aaa.com than priceline.
I prefer to plan ahead. If you wait until the last minute, though, you can get some phenomenal deals. In Massachusetts and New York (and presumably elsewhere) there are hotel magazines in the racks near the rest stop doors. The rates in that publication are incredibly cheap, but they are only for people without reservations, and only if the hotel isn't already booked. With the modern marvel that is the cell phone, you can call ahead to make sure there's still space at the inn. We used this method for a road trip last summer, when our final destination was much further along. We drove as far as we could stay awake, then slept at the next cheap hotel and continued on bright and early. In this case, the flexibility was more important thanthe absolute-cheapest-rate, but it was still pretty cheap. The rates are best monday-thursday night because the publication is geared toward weekend vacationers. I wish I could remember their website, because you might be able to use it for Debbie's "Create Discounts" strategy above.
Correction, 2nd paragraph last sentence:
That's why their employer can legally pay them LESS THAN minimum wage...
Are you at all aware that before things got all switched around and messed up, people actually tipped folks BEFORE receiving their service. The size of your tip decided the quality of service you received. This is how it should be.
I have a full-time job in HR but I also have a tip-based part-time job I work about 10 hours/wk. I make less than minimum wage on payroll delivering pizzas. And I provide the very best service I can to every single customer I have. If I drive all the way to your house and you stiff me or tip me $1, you have very selfishly wasted my own personal money (my car, my gas, my tires, my oil) and my time. I will not just appreciate that you ordered. I work for an international corporation so your $20 order didn't make a difference. We neither want nor need the business of egocentric customers. How can you expect a service individual who just worked very hard to provide excellent service to be happy with whatever negligible amount you decide to give them? They provided a service and you are *OBLIGATED* to tip. So says the federal government. See, that's why their employer can legally pay them minimum wage and remove overtime pay.
So, if you're not going to tip a FAIR amount, yes, please do stay home. And don't stay home and order delivery, either, because we make less than minimum wage and work for tips, too. It's a very dumb idea to unfairly short someone who has your name, phone number, and address, by the way. And that's not a threat by any means, just plain common sense. Just be fair. Pay attention to estimated delivery times. And realize that an *estimated* delivery time is um, well, it's an *estimate.* If a store is busy, it's really not your driver's fault it took an hour and a half to get your order. Chances are, your driver just picked your order up at the store 5 minutes before getting to your house. If someone tells you it's going to be an hour and 15 minutes, don't yell at your driver when she gets there in an hour an 4 minutes. I experienced that exact situation 2 days ago. He tipped me 97 cents and that was only because I can't carry coin change. I'll always remember exactly where he lives because he lives 20 feet away from 2 very good friends of mine. If I cared enough, I could really pay him back for being such a jerk. If he wants to apply for a job where I work in HR, he won't get past the application process. No way. See, we don't hire discourteous irrational folks here. ;)
Just be fair and try to remember that you're dealing with hardworking (for the most part) *humans* next time you think about being cheap with a tip. You never know when you're going to be dealing with someone's friend or relative the next time you go to interview for a job and whether you want to admit it or not, networking is one of the BIGGEST factors in employment and promotions. By stiffing your server, you could have just screwed up your entire professional career. Especially if your server or driver is someone like me who actually works in Human Resources for a large company and has a memory like a steel trap. Funny, huh? I certainly think so.
There are many reasons for this and the first consideration is a very low cost of living: Bulgaria is known to have the lowest cost of living almost anywhere in Europe.
British people moving to Bulgaria report that they feel much happier and safer on the streets than they did at home. Many Brits have come to Bulgaria for the summer and end up staying for much longer...
I like what I have seen so far, and the comments are great.
I think the title of this article is abit misleading? This article is more on happiness in career rather than happiness in general.
I am not an avid coupon clipper. I only clip coupons of items that I already intended to buy. I don't buy things just because there is a discount for it.
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Awesome article, great advices! Will keep them in mind.