As a medical esthetician, I can assure you there is nothing wrong with using an Alpha Hydroxy Acid (AHA) to cleanse ir exfoliate your skin. AHA's are great for anti-aging, smoothing the skin's surface and evening skintone. Beta Hydroxy Acids (BHA) also work well, in addition, to quickly being absorbed into the pore, therefore, making it a better choice for oily or acneic skin. My concern with vinegar is the pH level being too acidic for the skin and impacting the skin's natural moisturizing factor (the skin barrier function). My suggestion would be to go ahead and try the vinegar as a toner and see if it begins to dry out your skin or cause inflammation. If so, stop using the vinegar and apply a good moisturizer, such as CeraVe cream (very dry skin) or CeraVe lotion. CeraVe is inexpensive ($9 - $12) at drugstores (CVS, Walgreens, etc.) and Costco at the pharmacy counter. My favorite and highly recommended AHA/BHA pads are the Glycolix 10/2 or 5/2 pads made by Topix Pharmaceuticals. Effective and inexpensive... best beauty buy!
all he is doing in the videos is making the people lose their concetraition.he talks about the subway and then he pays with the paper and not real money.you will see what im talking about if u listen carefully when the guy goes into the jewlery store and buys the ring.
Okay as i do agree that some of these cars need to be taken off the road but there are quite a few of them that are still good and not hurting the environment i live in fl and have seen a lot of the ones traded in and some of them are better than the ones on the new car lot also if the env is so important than why don't the gov step in and stop people from taking the factory exhaust off new vehicles and putting on ones that hove no convertors or anything to help the env these are now cars that are worse than old ones as far as im concerned and these program is going to cause a lot of people to get in dept that cant really afford to but the gov makes it sound so good THERE NOT HELPING THE ENVIRONMENT THEY ARE HELP THE CAR DEALERS THAT'S ALL then why not sell the used parts for people that cant afford new cars to fix theirs and make them safer and more environmentally safe. NOT EVERYONE CAN AFFORD A 200 TO 500 PAYMENT NOT TO MENTION HOW MUCH MORE INSURANCE IS ON A NEW CAR COMPARED TO THERE OLD CAR THIS SOME FOLKS DON'T THINK OF TILL THE BILL COMES IN THE MAIL THEN THEY END UP LOSING EVERYTHING AND HAVE NO CAR!
When my kids were at home - 3 boys - I used coupons all the time but only for items we would normally buy or in order to try a new product. Coupons for food were tops on my list, but clothing, toys but only for gifts and store coupons followed closely.
Now that it is just my husband and I coupons are not used as often. This week, however, I'm using coupons for Starbucks Ice Cream $1 off on a BOGO deal (and a real treat because we only buy ice cream on a BOGO deal), Hellman's mayo on sale with $.50 cpn, Cascadian Farms granola bars again BOGO with $1 cpn.
My local WinnDixie does a lot of BOGO on meats and since coupons on meat are rare - once a month I'll stock up and save $40-$45 and spend $40-$45. We are able to live well on our SS because of coupon use, BOGOs and thrifty cooking. I can't even participate in the Friday Food Waste blogs because we don't have any - well I did have a blueberry go bad in the bottom corner of the clamshell package but that hardly matters.
I don't get the newspaper so rely on my neighbor to give me coupons from Sunday paper and coupons with the free Green Sheet weekly and thru the mail. Also use many web sites.
Doubt any of you remember back in the 60s & 70s when if you used coupons you were give CASH BACK!! I always put it aside for special things like vacations.
Fun? It's work. Not leisure time. Experience has taught me that "fun" people, projects and clients...usually come with some questionable behavior.
I'll settle for a client who knows what they want, lets me do my work and pays in a timely fashion. Professional People!
I say: Professional is more important than fun. I have had "fun" clients who were fun at one point and horrid at another. And the worst clients of all? The ones who constantly talked about having fun, then did not deliver information, resources or product on time making it almost impossible, if not impossible, to meet deadlines. No fun when they are irresponsible.
Fame? Get real. What you want is a good rep with that client and hopefully a good reference and talk-up (positive PR) to other potential clients in that company. And a good reference if you need it elsewhere.
Fortune?
Again, if you're lucky you'll get a fair and reasonable wage. That's increasingly harder today with so much "free" stuff all around. Most people hiring think that all work (particularly creative work) is all the same and should be free, or close to it.
Finding someone who knows the value of what you actually get from a professional and pays for it:
Priceless
So I say focus on the Ps:
* Professionalism
* Profit (you make a fair fee based on your skill/experience and the project demands)
* Project Potential (There are other people you might like to work with on other projects...sometimes it's about getting your foot in the door.)
* PR Potential (the good kind you get if you do the job well and your client is pleased)
I tried to use them, but all I ever did was collect them, carry them around for awhile, then remember I had them only to discover they were all expired. So, I finally decided all I was doing was creating clutter and gave it up. It was also hard to find coupons for things like fresh vegetables and whole foods, which is mostly what we eat.
i always wondered how this worked. i once looked into filing a claim for a lost or stolen item, but found out you had to have a police report which i hadn't done.
I use coupons as often as possible, but only on items I normally buy. Rather than clipping them from the newspaper (which I find to be a waste of time and money) I order them online. When I find really great coupons for items I like, I'll order multiples and save them. Next time that item is on sale, I'll use the coupons and save big. With a combination of sales, BOGOs, and double coupons, I usually end up with at least 1 item for free (or very close).
Agricola has been my favorite game since when it was first released in Germany. I spent about 6 hours putting together translations in to card sleeves so I could play it a year before it was released in English. It is definitely complex, but amazingly enjoyable and has a very high replay value. Try before you buy unless you are really sure, just to be safe.
I use them religiously, but highly selectively. I go for the best bang for the buck with a sale + coupon combo. I don't buy stuff just because I have a coupon - it has to earn it's use!
I took a class in January about couponing. I learned a lot, and have tried to implement as much as I can. I bought about seven bags (my own of course!) of groceries once and when the checker told me the total I said, "Does that look like $50 worth of groceries?" He said, "No, actually it looks like a lot more than that." I didn't even use many coupons that time, keeping a list of best prices has been my key to saving money.
I'm big on coupons - for years I've kept track of how much the coupons total to each shopping trip... it helps keep me motivated. Sometimes I do accumulate more than I can use and it's a bit of a pain to hold onto it, but recently I gave a box of that stuff to a woman I met at school who had just moved into a homeless shelter to get away from an abusive husband... without coupons and freebies I'd never be able to help out that way.
But beware, it's not a catch all! I was always aware of this warranty, btu first went to use it a month ago. It only covered the mechanical part of my washer, not the molded front lining.
Paul, Kate here, I love your idea of using gift cards to budget. There are lots of reloadable cards out there. Also, at Safeway there is a whole wall of cards. The absolute best part is the money you spend on the cards goes toward your gas reward credits. I have been using these cards and a budget system for Ebay now and I get 50cents off/gallon!!! I hadn't thought of using it for other categories, but the gas rewards would just keep adding up! You can even purchase Safeway cards to pay for your groceries. I think they even have general Visa gift cards too. So I will just take my cash and pick out gift cards. Awesome idea. I don't like having that much cash on hand.
I do clip coupons, especially for anything that I'm already planning to buy. Sometimes I get to the store and realize the generic is cheaper, but with rewards and double coupons, you can really get some great deals!
I find myself using coupons more often now, not because of the economy, but because I now find it fun (aside: I like talk radio now too).
I am definitely not a fanatic though. I don't buy things I don't like/use even if they end up to be free, but I do occasionally buy things that we like, but definitely don't need because it's such a good deal. Case in point: pop-tarts for $1. Bought 10, got 2 free movie tickets and qualified for a $10 rebate. AWESOME. Now, do two DINKs really need 10 boxes of Pop-Tarts? Um, no, but we do like them and we got the Pop-tarts for free plus 2 movie tickets. Who could pass that up?! Also, the look on my husband's face when I unpacked them was so totally worth it.
I clip coupons that are convenient. I don't go to meetings, conventions, etc., but do take all the coupons I can get from stores I frequent, flyers that arrive at my house and the Sunday paper.
I am often able to redeem five-ten dollars via coupons as I do the week's shopping.
I clip as I watch TV which helps avoid commercials and doesn't waste other time.
You can.. but I prefer butter pecan flavor ice cream with those crunchy little Chinese noodles on top (the kind you put on La Choy canned chop suey.) Yummy!
I love coupons. Last time I was at the grocery store I had $27 worth (of course it was food I was going to buy anyway). I also love the BOGO ones for shampoo and razors.
If you are foreigner, like me, coupons are not something anyone would talke about, sometimes, most people do not even bother to stop thinking that there is no such a thing as coupons in many countries. You either trust what you are buying, and most of it is local, or you don´t and buy it anyway, specially if there is no competition in the area we are talking about.
I think that most people take coupons for granted, and yet, I was so surprised that when you buy something like a cream, sometimes it alreday comes with a coupon inside the package, so that you can remember the brand name, and become loyal to it...
Having coupons has its advantages... It saves you money, BUT ONLY, AND ONLY IF, YOU WERE ALREADY GOING TO BUY THAT STUFF ANYWAY. Otherwise, generic may work as well, without hurting your wallet.
As for the time and the value of it, well, if you are foreginer, like, me, and live with very little, or if you are a student, or if you are unemployed, yet you want to keep some of your old life with you (the times in which you could afford other than generic), coupons offer a solution.
But be carefull though, when you are looking for coupons, you are sending the sign that you need them, that you don´t have enough money, or that you want to appear to others that may see the brands you consume, what you are actually not, and the real question is, for what purpouse?
A similar use of the key alarm stopped an abduction in Virginia several years ago. Customers in a fast food restaurant saw a women being abducted in the parking lot. They all hit their car alarms, horns blasted, the kidnapper panicked and ran, the woman was safe.
As a medical esthetician, I can assure you there is nothing wrong with using an Alpha Hydroxy Acid (AHA) to cleanse ir exfoliate your skin. AHA's are great for anti-aging, smoothing the skin's surface and evening skintone. Beta Hydroxy Acids (BHA) also work well, in addition, to quickly being absorbed into the pore, therefore, making it a better choice for oily or acneic skin. My concern with vinegar is the pH level being too acidic for the skin and impacting the skin's natural moisturizing factor (the skin barrier function). My suggestion would be to go ahead and try the vinegar as a toner and see if it begins to dry out your skin or cause inflammation. If so, stop using the vinegar and apply a good moisturizer, such as CeraVe cream (very dry skin) or CeraVe lotion. CeraVe is inexpensive ($9 - $12) at drugstores (CVS, Walgreens, etc.) and Costco at the pharmacy counter. My favorite and highly recommended AHA/BHA pads are the Glycolix 10/2 or 5/2 pads made by Topix Pharmaceuticals. Effective and inexpensive... best beauty buy!
all he is doing in the videos is making the people lose their concetraition.he talks about the subway and then he pays with the paper and not real money.you will see what im talking about if u listen carefully when the guy goes into the jewlery store and buys the ring.
Okay as i do agree that some of these cars need to be taken off the road but there are quite a few of them that are still good and not hurting the environment i live in fl and have seen a lot of the ones traded in and some of them are better than the ones on the new car lot also if the env is so important than why don't the gov step in and stop people from taking the factory exhaust off new vehicles and putting on ones that hove no convertors or anything to help the env these are now cars that are worse than old ones as far as im concerned and these program is going to cause a lot of people to get in dept that cant really afford to but the gov makes it sound so good THERE NOT HELPING THE ENVIRONMENT THEY ARE HELP THE CAR DEALERS THAT'S ALL then why not sell the used parts for people that cant afford new cars to fix theirs and make them safer and more environmentally safe. NOT EVERYONE CAN AFFORD A 200 TO 500 PAYMENT NOT TO MENTION HOW MUCH MORE INSURANCE IS ON A NEW CAR COMPARED TO THERE OLD CAR THIS SOME FOLKS DON'T THINK OF TILL THE BILL COMES IN THE MAIL THEN THEY END UP LOSING EVERYTHING AND HAVE NO CAR!
When my kids were at home - 3 boys - I used coupons all the time but only for items we would normally buy or in order to try a new product. Coupons for food were tops on my list, but clothing, toys but only for gifts and store coupons followed closely.
Now that it is just my husband and I coupons are not used as often. This week, however, I'm using coupons for Starbucks Ice Cream $1 off on a BOGO deal (and a real treat because we only buy ice cream on a BOGO deal), Hellman's mayo on sale with $.50 cpn, Cascadian Farms granola bars again BOGO with $1 cpn.
My local WinnDixie does a lot of BOGO on meats and since coupons on meat are rare - once a month I'll stock up and save $40-$45 and spend $40-$45. We are able to live well on our SS because of coupon use, BOGOs and thrifty cooking. I can't even participate in the Friday Food Waste blogs because we don't have any - well I did have a blueberry go bad in the bottom corner of the clamshell package but that hardly matters.
I don't get the newspaper so rely on my neighbor to give me coupons from Sunday paper and coupons with the free Green Sheet weekly and thru the mail. Also use many web sites.
Doubt any of you remember back in the 60s & 70s when if you used coupons you were give CASH BACK!! I always put it aside for special things like vacations.
Fun? It's work. Not leisure time. Experience has taught me that "fun" people, projects and clients...usually come with some questionable behavior.
I'll settle for a client who knows what they want, lets me do my work and pays in a timely fashion. Professional People!
I say: Professional is more important than fun. I have had "fun" clients who were fun at one point and horrid at another. And the worst clients of all? The ones who constantly talked about having fun, then did not deliver information, resources or product on time making it almost impossible, if not impossible, to meet deadlines. No fun when they are irresponsible.
Fame? Get real. What you want is a good rep with that client and hopefully a good reference and talk-up (positive PR) to other potential clients in that company. And a good reference if you need it elsewhere.
Fortune?
Again, if you're lucky you'll get a fair and reasonable wage. That's increasingly harder today with so much "free" stuff all around. Most people hiring think that all work (particularly creative work) is all the same and should be free, or close to it.
Finding someone who knows the value of what you actually get from a professional and pays for it:
Priceless
So I say focus on the Ps:
* Professionalism
* Profit (you make a fair fee based on your skill/experience and the project demands)
* Project Potential (There are other people you might like to work with on other projects...sometimes it's about getting your foot in the door.)
* PR Potential (the good kind you get if you do the job well and your client is pleased)
I tried to use them, but all I ever did was collect them, carry them around for awhile, then remember I had them only to discover they were all expired. So, I finally decided all I was doing was creating clutter and gave it up. It was also hard to find coupons for things like fresh vegetables and whole foods, which is mostly what we eat.
i always wondered how this worked. i once looked into filing a claim for a lost or stolen item, but found out you had to have a police report which i hadn't done.
"canned chop suey"
We're going to stuff you with real Chinese food the next time you visit LA Linsey.
I use coupons as often as possible, but only on items I normally buy. Rather than clipping them from the newspaper (which I find to be a waste of time and money) I order them online. When I find really great coupons for items I like, I'll order multiples and save them. Next time that item is on sale, I'll use the coupons and save big. With a combination of sales, BOGOs, and double coupons, I usually end up with at least 1 item for free (or very close).
Thanks for including my article in your roundup, Linsey!
Agricola has been my favorite game since when it was first released in Germany. I spent about 6 hours putting together translations in to card sleeves so I could play it a year before it was released in English. It is definitely complex, but amazingly enjoyable and has a very high replay value. Try before you buy unless you are really sure, just to be safe.
Hannah: My wife also reminded me of the school promotions a great way to earn money for your school and help your budget at the same time.
Kate: 50 cents a gallon off is awesome for sure great work.
I use them religiously, but highly selectively. I go for the best bang for the buck with a sale + coupon combo. I don't buy stuff just because I have a coupon - it has to earn it's use!
I took a class in January about couponing. I learned a lot, and have tried to implement as much as I can. I bought about seven bags (my own of course!) of groceries once and when the checker told me the total I said, "Does that look like $50 worth of groceries?" He said, "No, actually it looks like a lot more than that." I didn't even use many coupons that time, keeping a list of best prices has been my key to saving money.
I'm big on coupons - for years I've kept track of how much the coupons total to each shopping trip... it helps keep me motivated. Sometimes I do accumulate more than I can use and it's a bit of a pain to hold onto it, but recently I gave a box of that stuff to a woman I met at school who had just moved into a homeless shelter to get away from an abusive husband... without coupons and freebies I'd never be able to help out that way.
But beware, it's not a catch all! I was always aware of this warranty, btu first went to use it a month ago. It only covered the mechanical part of my washer, not the molded front lining.
Paul, Kate here, I love your idea of using gift cards to budget. There are lots of reloadable cards out there. Also, at Safeway there is a whole wall of cards. The absolute best part is the money you spend on the cards goes toward your gas reward credits. I have been using these cards and a budget system for Ebay now and I get 50cents off/gallon!!! I hadn't thought of using it for other categories, but the gas rewards would just keep adding up! You can even purchase Safeway cards to pay for your groceries. I think they even have general Visa gift cards too. So I will just take my cash and pick out gift cards. Awesome idea. I don't like having that much cash on hand.
I do clip coupons, especially for anything that I'm already planning to buy. Sometimes I get to the store and realize the generic is cheaper, but with rewards and double coupons, you can really get some great deals!
I find myself using coupons more often now, not because of the economy, but because I now find it fun (aside: I like talk radio now too).
I am definitely not a fanatic though. I don't buy things I don't like/use even if they end up to be free, but I do occasionally buy things that we like, but definitely don't need because it's such a good deal. Case in point: pop-tarts for $1. Bought 10, got 2 free movie tickets and qualified for a $10 rebate. AWESOME. Now, do two DINKs really need 10 boxes of Pop-Tarts? Um, no, but we do like them and we got the Pop-tarts for free plus 2 movie tickets. Who could pass that up?! Also, the look on my husband's face when I unpacked them was so totally worth it.
I clip coupons that are convenient. I don't go to meetings, conventions, etc., but do take all the coupons I can get from stores I frequent, flyers that arrive at my house and the Sunday paper.
I am often able to redeem five-ten dollars via coupons as I do the week's shopping.
I clip as I watch TV which helps avoid commercials and doesn't waste other time.
You can.. but I prefer butter pecan flavor ice cream with those crunchy little Chinese noodles on top (the kind you put on La Choy canned chop suey.) Yummy!
Linsey Knerl
Phillip, you need to write a book (seriously). Another great post.
I love coupons. Last time I was at the grocery store I had $27 worth (of course it was food I was going to buy anyway). I also love the BOGO ones for shampoo and razors.
If you are foreigner, like me, coupons are not something anyone would talke about, sometimes, most people do not even bother to stop thinking that there is no such a thing as coupons in many countries. You either trust what you are buying, and most of it is local, or you don´t and buy it anyway, specially if there is no competition in the area we are talking about.
I think that most people take coupons for granted, and yet, I was so surprised that when you buy something like a cream, sometimes it alreday comes with a coupon inside the package, so that you can remember the brand name, and become loyal to it...
Having coupons has its advantages... It saves you money, BUT ONLY, AND ONLY IF, YOU WERE ALREADY GOING TO BUY THAT STUFF ANYWAY. Otherwise, generic may work as well, without hurting your wallet.
As for the time and the value of it, well, if you are foreginer, like, me, and live with very little, or if you are a student, or if you are unemployed, yet you want to keep some of your old life with you (the times in which you could afford other than generic), coupons offer a solution.
But be carefull though, when you are looking for coupons, you are sending the sign that you need them, that you don´t have enough money, or that you want to appear to others that may see the brands you consume, what you are actually not, and the real question is, for what purpouse?
A similar use of the key alarm stopped an abduction in Virginia several years ago. Customers in a fast food restaurant saw a women being abducted in the parking lot. They all hit their car alarms, horns blasted, the kidnapper panicked and ran, the woman was safe.