I would move there. I am just worried about my job opportunities when I come back to the US. I dont want to get boxed into China specialist. I will probably end up in South America.
Simple Green is underated for house cleaning. Buy the concentrate. It's cheaper than vinegar in the long run, and it won't irritate your lungs (which vinegar fumes do). Use it to mop the floor, clean counters, or add it to the laundry if the clothes are really dirty (say you've been working outside). It's made of pine oils, and it's pretty harmless. Smells like a breathmint.
It's good for washing your car. Use a floor mop and a bucket of SG, and you can scrub all that air pollution and soot off your vehicle without using a lot of water. Make sure the mop heap is soft and not crushed so you don't scratch the paint of your car with the mop hardware. The mop handle makes it easy to scrub the top of your car too, especially if you have a van or pickup. The automatic wash is fun, but this is cheaper.
There's some good tips in this article. The refrigerator tip reminds me of our hot water heater. The pilot kept going out and wouldn't stay on. After letting the water heater cool down for a few hours, I wiped the underside of the water heater with a paper towel and found years of lint and crud. I cleaned it off as best I could, and the water heater's worked fine ever since.
Through all this I've learned patience. I've become better with finances and have had fun making creative decorations for my home. I can't really do thrift stores due to being a size 3 and becoming frustrated with never finding anything in thrift store or on a clearance rack in my size, but I can go to outlet stores like Bealle's outlet, and save quite a bit compared to places like JC Penny.
I love to ride my bike but my asthma and the awful heat/humidity and bad transit system make it impossible to live in Florida without a vehicle. However, when I move out of state I will get a bike. I've already started working out and getting in shape, with the help of an over the counter inhaler and a decently priced gym membership. Jeff's right, the oil's going to be gone one day and most likely in our lifetimes. We should get prepared.
Also I agree about shopping local. As a small business owner, I understand the struggles one faces when running a small business and try to help out whenever finance allow.
I went to public school from kindergarten-7th grade. Then because I had ADHD my parents were able to let me go to private school for free because of a grant. I didn't like it, but that's because back then I didn't like school period and I wasn't a christian. I did a little more research into the differences between public and private schools and found out some interesting facts. I even taught at a private school once (it was a baptist one though...) Public schools are terrible because of gangs, drugs, there's a lot of bad kids that go there and do bad things. I would not want my child growing up to be a hoodlum with a baby at sixteen which is why I would not expose my child to that kind of chaos and depravity. Plus public school classes are much too large and a child can't get the individual attention that they need.
Not in the least way do I take any sort of prejudice against Christians, but I have found that christian private schools aren't much better than public schools. In a sense it's as though they "zap" the child's creativity by binding them to an impossibly strict set of rules. And I think it's better to not force a religion on a child as they will grow up to dislike it, in most cases.
The best schools I have found are non-religious based private schools. They strive for their students to receive the best academic standards, classes are small, they aren't around so much drugs and violence like the public schools.
I am certainly not wealthy, but I believe that private school is worth every penny. After all, we should all strive for better education for ourselves and our children.
I bought into the idea of a pre-paid card for our daughter whom is in college, thinking this would be a cheap way of sending her money. What a joke, when someone got ahold of her information and charged $272.92 at a online Target. NOTE: Net Spend is not like a regular bank, if someone gets ahold of your information and fraudulently uses your card you are screwed. It has been 4 months we have filed the dispute, sent in everything they required, and note they posted funds back to her account but have not sent a new card so she could obtain her money. We have jumped through all their hoops and are still getting a run around.Not a wise option if you like your money.
This is all well and good, so long as the Chinese economy is booming. China has been very irresponsible about regulating its business and industry. The huge growth that is currently occurring won't last forever.
Also keep in mind that by living in China, you are accepting a lower standard of living. Sure, cities in China have sections just as nice as any Western city, but things we take for granted in the United States such as due process, strict building code, unrestricted Internet access, and clean air don't exist in China.
You would also have to pay income tax twice- once in the United States and again in China. Even if you don't live in the United States, American citizens still have to pay income tax.
My girlfriend works in a doctors office and she tells me people do dumb stuff to get hurt bad and owe thousands and thousands, then turn around and can legally pay 5 dollars That a month and nobody legally can do anything about it.
I recieved one, deposited money ,activated it, and have been using it without any hidden fees! They even send me free emails from my account if there is a purchase or withdrawels to my cell phone! I can easily put money into my account when I go to Murphies outside of Walmart and they only charge you 1.95 fee for the service! I love it! Gary
I've been doing all my errands this summer on my bike. In the past 6 weeks I've spent $11 on gas - which is great! I enjoy the exercise, and I'm rediscovering my town. Not sure I'll still be doing it in the rainy season, but for now it's saving me money and making me happy.
One issue is that if you receive a lower salary, even though you can live more cheaply while you're overseas, it's hard to save enough for retirement or long-term savings, if you plan to move back to the US. So even if you save 10% or 20% of your salary in a retirement account, that amount won't be enough when you come back to the US. (My family lived overseas when I was a child, and that's one reason we moved back - my parents wanted to move back to the US eventually and they were worried about saving for retirement and college based on a salary that was generous in the country where we lived, but didn't go very far back home.)
And if you need to, you *can* commute to work on a bicycle, even across the bay. My husband does this five days a week: Bikes through the City, crosses the bay via BART, then pedals all the day into the East Bay.
First, let me tell you that due to a variety of reasons I am in fact very proud to work for POM Wonderful. As a technical adviser for POM that is very familiar with some of the topics discussed, I was very dismayed to read your post above.
Thus, allow me some comments:
1. POM Wonderful juice has a higher price point because it is expensive to produce juice in a way that is adequate to maintain the healthful properties of the pomegranate fruit. There are several other 100% pomegranate juice products in the market, but the quality of the final product is usually heavily degraded. Have you ever wondered why POM juice is sold in the refrigerated section of the stores? Answer: to maintain freshness and prevent degradation of nutrients, color and flavor. The other 100% pomegranate juices sold in the stores are usually brown and have a terrible taste. It’s cheaper to make cheap juice.
2. I’ll refrain from commenting on your point related to animal testing.
Studies performed with POM Wonderful pomegranate juice are carried by preeminent research institutions and published in accredited peer-reviewed scientific journals. In fact, out of the many studies that are carried with POM Wonderful pomegranate products - the company has spent >$25 Million in research - many end up not being published because the results are inconclusive. I understand that for skeptics it is sometimes hard to believe, but POM's owners have actually sponsored so much research because they whole-heartedly believe in the incredible properties of this fruit.
3. POM Wonderful 100% juice blends are in fact made with 100% juices. A quick take at the ingredient label in the back of the bottle shows pomegranate juice as first in the ingredient list, followed by blueberry, or cherry, etc. According to labeling law, that means that the highest content of juice in that blend is in fact pomegranate juice, and the remainder juice ingredients are present in smaller contents. Now, looking at labels of "equivalent" products from POM's competitors, the first ingredients are typically apple and white grape. That means that these juices are largely made with "filler" juices, and pomegranate juice usually shows up as one of the last ingredients in the list (indicating low content). Drinking POM juice blends, consumers get more bang for their buck.
For more information on juice authenticity, see www.pomtruth.com
consider trying out a recumbent bike. It took a year of nagging from my un-husband to get me to try one--then I didn't want to ever get off! It's the closest thing I've found to that great "kid" feeling of bike riding.
Advantages: Seat is like sitting in a chair, so it helps with various problems like sciatica. Seems to be easier to pedal if you have problems with knees. Lower to the ground, so less chance of falling--you just put your feet out to keep from falling. (But still wear your helmet!)
Disadvantages: More expensive. Because it's lower to the ground, you may have more difficulty seeing in some situations (like city intersections).
Stop asking "Is this safe" or "would it work for my dent". Nothing is guaranteed and of course you take a risk.
Anyway, I have a couple of ding dents on my Toyota Avensis, and will try using a heat gun and freeze spray.
Ps. When I bought the car it had a dent with the size of a tennis ball in the lower part of the front bumper, and i took it out 98% by warming it up with the heat gun and masaging it out from the inside.
If a stock is not paying a dividend, then why purchase it? The broccoli analogy makes sense, but it is different in that the broccoli you are purchasing is not an investment, it is a need...for nutrition...that is the reason a person buys food. With stock, yes demand drives the price, but why does the person or people wanting the stock, thus driving up the price, want it as well? This is circular reasoning. If there were no other buyers for an equity, and it does not pay dividends, then tell me, why would I buy a stock?? thank you.
I highly recommend bicycles; in fact, I can't recommend them enough. The only reason you should not be riding a bicycle is if your physical condition prevents you from doing so. There are too many positive things about bike riding to not do it.
That would be okay... IF burglars prefer breaking into your home while you're inside. Most of the time, they wait for you to leave. Also, are you sure you'll wake up when a burglar tries to get in? Some people sleep very heavily.
I would move there. I am just worried about my job opportunities when I come back to the US. I dont want to get boxed into China specialist. I will probably end up in South America.
i second the Simple Green recommendation. we use it for everything.
Simple Green is underated for house cleaning. Buy the concentrate. It's cheaper than vinegar in the long run, and it won't irritate your lungs (which vinegar fumes do). Use it to mop the floor, clean counters, or add it to the laundry if the clothes are really dirty (say you've been working outside). It's made of pine oils, and it's pretty harmless. Smells like a breathmint.
It's good for washing your car. Use a floor mop and a bucket of SG, and you can scrub all that air pollution and soot off your vehicle without using a lot of water. Make sure the mop heap is soft and not crushed so you don't scratch the paint of your car with the mop hardware. The mop handle makes it easy to scrub the top of your car too, especially if you have a van or pickup. The automatic wash is fun, but this is cheaper.
There's some good tips in this article. The refrigerator tip reminds me of our hot water heater. The pilot kept going out and wouldn't stay on. After letting the water heater cool down for a few hours, I wiped the underside of the water heater with a paper towel and found years of lint and crud. I cleaned it off as best I could, and the water heater's worked fine ever since.
Through all this I've learned patience. I've become better with finances and have had fun making creative decorations for my home. I can't really do thrift stores due to being a size 3 and becoming frustrated with never finding anything in thrift store or on a clearance rack in my size, but I can go to outlet stores like Bealle's outlet, and save quite a bit compared to places like JC Penny.
I love to ride my bike but my asthma and the awful heat/humidity and bad transit system make it impossible to live in Florida without a vehicle. However, when I move out of state I will get a bike. I've already started working out and getting in shape, with the help of an over the counter inhaler and a decently priced gym membership. Jeff's right, the oil's going to be gone one day and most likely in our lifetimes. We should get prepared.
Also I agree about shopping local. As a small business owner, I understand the struggles one faces when running a small business and try to help out whenever finance allow.
bugers
I went to public school from kindergarten-7th grade. Then because I had ADHD my parents were able to let me go to private school for free because of a grant. I didn't like it, but that's because back then I didn't like school period and I wasn't a christian. I did a little more research into the differences between public and private schools and found out some interesting facts. I even taught at a private school once (it was a baptist one though...) Public schools are terrible because of gangs, drugs, there's a lot of bad kids that go there and do bad things. I would not want my child growing up to be a hoodlum with a baby at sixteen which is why I would not expose my child to that kind of chaos and depravity. Plus public school classes are much too large and a child can't get the individual attention that they need.
Not in the least way do I take any sort of prejudice against Christians, but I have found that christian private schools aren't much better than public schools. In a sense it's as though they "zap" the child's creativity by binding them to an impossibly strict set of rules. And I think it's better to not force a religion on a child as they will grow up to dislike it, in most cases.
The best schools I have found are non-religious based private schools. They strive for their students to receive the best academic standards, classes are small, they aren't around so much drugs and violence like the public schools.
I am certainly not wealthy, but I believe that private school is worth every penny. After all, we should all strive for better education for ourselves and our children.
I bought into the idea of a pre-paid card for our daughter whom is in college, thinking this would be a cheap way of sending her money. What a joke, when someone got ahold of her information and charged $272.92 at a online Target. NOTE: Net Spend is not like a regular bank, if someone gets ahold of your information and fraudulently uses your card you are screwed. It has been 4 months we have filed the dispute, sent in everything they required, and note they posted funds back to her account but have not sent a new card so she could obtain her money. We have jumped through all their hoops and are still getting a run around.Not a wise option if you like your money.
This is all well and good, so long as the Chinese economy is booming. China has been very irresponsible about regulating its business and industry. The huge growth that is currently occurring won't last forever.
Also keep in mind that by living in China, you are accepting a lower standard of living. Sure, cities in China have sections just as nice as any Western city, but things we take for granted in the United States such as due process, strict building code, unrestricted Internet access, and clean air don't exist in China.
You would also have to pay income tax twice- once in the United States and again in China. Even if you don't live in the United States, American citizens still have to pay income tax.
amazing that you have cycled so much!!
My girlfriend works in a doctors office and she tells me people do dumb stuff to get hurt bad and owe thousands and thousands, then turn around and can legally pay 5 dollars That a month and nobody legally can do anything about it.
Hey Coco several of my coworkers do the same thing. They bike to CalTrain in SF and come to work in San Mateo.
They charge you to deposit money? That sounds like a ripoff
I recieved one, deposited money ,activated it, and have been using it without any hidden fees! They even send me free emails from my account if there is a purchase or withdrawels to my cell phone! I can easily put money into my account when I go to Murphies outside of Walmart and they only charge you 1.95 fee for the service! I love it! Gary
I've been doing all my errands this summer on my bike. In the past 6 weeks I've spent $11 on gas - which is great! I enjoy the exercise, and I'm rediscovering my town. Not sure I'll still be doing it in the rainy season, but for now it's saving me money and making me happy.
One issue is that if you receive a lower salary, even though you can live more cheaply while you're overseas, it's hard to save enough for retirement or long-term savings, if you plan to move back to the US. So even if you save 10% or 20% of your salary in a retirement account, that amount won't be enough when you come back to the US. (My family lived overseas when I was a child, and that's one reason we moved back - my parents wanted to move back to the US eventually and they were worried about saving for retirement and college based on a salary that was generous in the country where we lived, but didn't go very far back home.)
or Digging out from Mental Illness: The mistakes I made, and what I'll be doing different from now on.
Like....even though you married a hard-working, college educated, amazing person, you cannot predict their mental stability.
Like....don't assume that your mentally ill spouse can't get credit because he no longer has credit cards!
And....don't ever sign an open ended loan agreement requiring only one signature for a joint loan, no matter how much you trust the other person!!!
And....don't stop at one backup plan, two or more is better, because some of them might not work the way you thought.
And....don't be so afraid to tell people what is going on...sometimes they can help....sometimes it just feels good to "get it off your chest"...
And....every payment gets me closer to normal :-)
And if you need to, you *can* commute to work on a bicycle, even across the bay. My husband does this five days a week: Bikes through the City, crosses the bay via BART, then pedals all the day into the East Bay.
First, let me tell you that due to a variety of reasons I am in fact very proud to work for POM Wonderful. As a technical adviser for POM that is very familiar with some of the topics discussed, I was very dismayed to read your post above.
Thus, allow me some comments:
1. POM Wonderful juice has a higher price point because it is expensive to produce juice in a way that is adequate to maintain the healthful properties of the pomegranate fruit. There are several other 100% pomegranate juice products in the market, but the quality of the final product is usually heavily degraded. Have you ever wondered why POM juice is sold in the refrigerated section of the stores? Answer: to maintain freshness and prevent degradation of nutrients, color and flavor. The other 100% pomegranate juices sold in the stores are usually brown and have a terrible taste. It’s cheaper to make cheap juice.
2. I’ll refrain from commenting on your point related to animal testing.
Studies performed with POM Wonderful pomegranate juice are carried by preeminent research institutions and published in accredited peer-reviewed scientific journals. In fact, out of the many studies that are carried with POM Wonderful pomegranate products - the company has spent >$25 Million in research - many end up not being published because the results are inconclusive. I understand that for skeptics it is sometimes hard to believe, but POM's owners have actually sponsored so much research because they whole-heartedly believe in the incredible properties of this fruit.
3. POM Wonderful 100% juice blends are in fact made with 100% juices. A quick take at the ingredient label in the back of the bottle shows pomegranate juice as first in the ingredient list, followed by blueberry, or cherry, etc. According to labeling law, that means that the highest content of juice in that blend is in fact pomegranate juice, and the remainder juice ingredients are present in smaller contents. Now, looking at labels of "equivalent" products from POM's competitors, the first ingredients are typically apple and white grape. That means that these juices are largely made with "filler" juices, and pomegranate juice usually shows up as one of the last ingredients in the list (indicating low content). Drinking POM juice blends, consumers get more bang for their buck.
For more information on juice authenticity, see www.pomtruth.com
You have my praise of the roast:
http://www.wisebread.com/one-pot-roast-a-week-of-cheap-and-delicious-lun...
There are at least a week's worth of super make-ahead meals from a good-sized pot roast. Thanks for the comments!
Linsey Knerl
consider trying out a recumbent bike. It took a year of nagging from my un-husband to get me to try one--then I didn't want to ever get off! It's the closest thing I've found to that great "kid" feeling of bike riding.
Advantages: Seat is like sitting in a chair, so it helps with various problems like sciatica. Seems to be easier to pedal if you have problems with knees. Lower to the ground, so less chance of falling--you just put your feet out to keep from falling. (But still wear your helmet!)
Disadvantages: More expensive. Because it's lower to the ground, you may have more difficulty seeing in some situations (like city intersections).
Stop asking "Is this safe" or "would it work for my dent". Nothing is guaranteed and of course you take a risk.
Anyway, I have a couple of ding dents on my Toyota Avensis, and will try using a heat gun and freeze spray.
Ps. When I bought the car it had a dent with the size of a tennis ball in the lower part of the front bumper, and i took it out 98% by warming it up with the heat gun and masaging it out from the inside.
If a stock is not paying a dividend, then why purchase it? The broccoli analogy makes sense, but it is different in that the broccoli you are purchasing is not an investment, it is a need...for nutrition...that is the reason a person buys food. With stock, yes demand drives the price, but why does the person or people wanting the stock, thus driving up the price, want it as well? This is circular reasoning. If there were no other buyers for an equity, and it does not pay dividends, then tell me, why would I buy a stock?? thank you.
I highly recommend bicycles; in fact, I can't recommend them enough. The only reason you should not be riding a bicycle is if your physical condition prevents you from doing so. There are too many positive things about bike riding to not do it.
That would be okay... IF burglars prefer breaking into your home while you're inside. Most of the time, they wait for you to leave. Also, are you sure you'll wake up when a burglar tries to get in? Some people sleep very heavily.
Interesting... as a personal trainer i am all for portion sizes. What a great idea here, thanks for the blog!