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Using Upromise to Pay for College


You’re going to buy stuff anyway, and Upromise can help you put a percentage of those purchases toward college. Photo: Wilamoyo

Whether you’re looking for a way to save for your child’s college or deal with your own student loan debt, Upromise might be a way to give your efforts a boost. According to its website, users have earned more than $850 million toward college through everyday spending.

What Is Upromise?

Upromise, a partnership with Sallie Mae, allows users to earn money toward their education by buying everyday items, from groceries to gas. You just need to register for a free account.

Here’s how you can earn money for your college fund or to pay down existing student loans:

Time Management Tips for Entrepreneurs


Too much to do? Creating and prioritizing a list can help you get things done. And watch out for time thieves. Photo: John Schultz

As an entrepreneur, at times it can feel like Niagara Falls has opened the floodgates on you.

To keep the ship afloat and flourish as entrepreneurs, we feel like we need to be in go-go-go work mode at all times. The reality is we also need to exercise, eat well, get enough sleep, spend time with our loved ones, laugh, play, and take breaks throughout the day, week, month, and year to do our best work.

Time Management Tips for Entrepreneurs


Too much to do? Creating and prioritizing a list can help you get things done. And watch out for time thieves. Photo: John Schultz

As an entrepreneur, at times it can feel like Niagara Falls has opened the floodgates on you.

To keep the ship afloat and flourish as entrepreneurs, we feel like we need to be in go-go-go work mode at all times. The reality is we also need to exercise, eat well, get enough sleep, spend time with our loved ones, laugh, play, and take breaks throughout the day, week, month, and year to do our best work.

February Freebies: Coffee and More


Photo: Chick-fil-A via Facebook

Imagine if you could walk up to the cashier at your local McDonald’s, order a burger and fries, and, instead of pulling out your wallet to pay for it, simply pull out your phone and tell someone you love them. Transaction complete.

February Freebies: Coffee and More


Photo: Chick-fil-A via Facebook

Imagine if you could walk up to the cashier at your local McDonald’s, order a burger and fries, and, instead of pulling out your wallet to pay for it, simply pull out your phone and tell someone you love them. Transaction complete.

Questions About Blenders, Cold Cuts, Books, Allowances, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question.
1. Excessive unpaid overtime
2. Buy it for life: blender
3. Ashamed of cheapness
4. Basics of income taxes
5. Trade school questions
6. Getting mortgage with other debt
7. Are extra mortgage payments savings?
8. Slicing cold cuts at home
9. Really thoughtless spending

Building a Nest Egg Out of Acorns


The Acorns app rounds up your credit and debit card charges to the next dollar, and invests the difference. Photo: Acorns

Let’s face it, investing in the future is no easy task. Taking money that you could spend right now and socking it away for decades takes discipline. That bi-monthly 401(k) paycheck deduction, the big fees wealth managers charge, and all those brokerage commissions… who wants any of it?

This is especially true for new investors. Shoveling large chunks of cash into long-term investments can discourage novices and lead them to reduce contributions or even abandon investing altogether. Might it seem easier (and more logical) to invest just a little at a time? Well, that’s where the investing app Acorns comes in.

13 Great Part-Time Jobs for College Students


In addition to the flexibility of a retail job, Starbucks offers a tuition reimbursement option. Photo: Starbucks

Working during college is a great way to reduce your student loan debt while still in school, not to mention beef up your resume a bit. Check out these options for part-time jobs that pair well with a student’s schedule:

The Busy Mom’s Guide to Meal Planning


Your first step? Compile your favorite recipes, whether it’s on note cards or an iPad. Photo: OtterBox

When the alarm sounds each morning, it’s time to hit the ground running. It doesn’t matter if you’re well rested or are in desperate need of a few more hours cuddling the pillow. There are children to be cared for and tasks to be completed, not to mention a full day at the office if you’re a working mom.

While I don’t have to spend eight or more hours in the workplace hammering out reports, tending to sick patients, completing projects, or anything of the like, my day is still inundated with tasks from a monstrous to-do list. Once the evening rolls around, the last thing I want to do is spend hours in the kitchen creating a nutritious meal for the family.

Seven Ways to Motivate Employees

In the famous scene from “Glengarry Glen Ross,” Alec Baldwin is brought in as a corporate consultant from “the big boys downtown.” His condescending demeanor, crude and insulting language, and intimidating presence are meant to motivate an underperforming sales team and scare them into doing better.

Among other things Baldwin does to insult the sales reps, he reveals some harsh changes to the monthly sales contest:

  • First prize is a Cadillac Eldorado.
  • Second prize is a set of steak knives.
  • Third prize is you’re fired.

Baldwin’s motivational pep talk (caution: not safe for work) is a YouTube all-star with more than 4 million views, considered a cult classic in the sales world.