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In my last post, I shared my take on the best home insurance. With the growing popularity of renting, I conducted some additional research to determine which carriers provide the best renters insurance.

After analyzing several national and local companies, Allstate stands out as the best renters insurance provider. If you want a free online quote, you can get started right away. Continue reading and I’ll explain why you need renters insurance and discuss the major components of a solid policy.

Selecting Allstate as the best ultimately boils down to three important factors:

Recently, I wrote an article entitled Convenience and Expenses: Why Time Management Really Matters, where I explored the connection between personal finance and time management and I promised some follow-up articles on specific elements of time management that connected deeply with personal finance. Here’s the first of these articles.

People can’t spread their attention fully between two tasks. There’s no better proof of this than the unsafe driving of people while they’re texting. You can’t focus on both texting and driving at the same time. Sure, you might be able to get your text sent before an accident occurs on the road, but your driving was quite simply less safe while you were texting (and your text probably wasn’t perfect, either).