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Managing money wisely isn’t just about being frugal, it’s about being strategic. Smart people know how to stretch their dollars further by taking advantage of the right tools and offers that protect wealth and fuel its growth.

Here are some savvy financial moves you can make today to keep more of what you earn — and even make a little extra.

1. Make Your Insurance Company Compete

Most drivers stick with the same car insurance year after year… and that’s just what the insurance companies are hoping for. Smart savers explore auto insurance quotes annually to find better rates for the same (or even better) coverage. And, it’s actually much faster and easier to do than you might think.