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Eight Useful, Frugal Projects You Can Do to Save Money

It’s been my experience that if you leave yourself too much idle time, you usually end up doing things you regret. Perhaps it’s just as simple as wasting away the hours watching random television programs and movies, or maybe it’s something destructive and wasteful that you’ll regret. Whatever the case may be, a sudden abundance of time can lead to some bad routines.

A much better approach is to find useful ways to fill that time, particularly in terms of making things, learning things, or optimizing things for later.

Here are eight projects to take on during moments in life when you have more time than you expect and are struggling to find worthwhile things for idle hands to do.

Maintain your appliances.

There’s really no better time than right now to go through each of the appliances in your home and give them some maintenance love.

How Victims of Domestic Violence Can Afford Transitional Housing

Guide Includes

Finding transitional housing after leaving an abusive relationship is complicated under normal circumstances. Natural disasters and unexpected events across the world affect victims of intimate partner violence differently than the rest of the population. Take the coronavirus (COVID-19) for example.

AAA Home Insurance Review

AAA Home Insurance is a good option if you are a AAA auto policy holder, giving you several opportunities to take down your monthly costs. If you live in one of its serviceable states, there are numerous discounts you can use to save money.

Our AAA homeowners insurance review will help you find out if this is the ideal provider for you.
The specs

What Is Condo Insurance and Do I Need It?

What Is Condo Insurance and Do I Need It?

Condo insurance is similar to homeowners insurance but is a specialized policy because your home structurally shares the same building with other units.The condo association should have its own master policy, but your individual coverage is also required to get a mortgage. Having your own insurance also helps protect you from individual liability and covers your belongings.

If you’re thinking of moving to a condo or already live in one, find out the key features of condo insurance so you know exactly what is (and isn’t) covered. You can also create a smart strategy for getting the best price and plan from a reputable insurance carrier.

Direct Auto Insurance Review 2020

Direct Auto Insurance Company is an auto insurer owned by Direct General Group. Since 1991, this Tennessee-based insurer has specialized in auto coverage for high-risk motorists.

The company offers bare-bones plans to people who have trouble finding insurance coverage with other companies based on their spotty driving history. Direct covers 11 states, mostly in the South. While Direct auto insurance reviews may be smaller in number than reviews of big providers like Allstate and Geico, there is still enough information to evaluate this company and decide if it’s the best option for you.

Although Direct might not be the top auto insurer in many places it’s available, people who need high-risk auto insurance will appreciate the policies the company offers its customers.

Looking Ahead

We are living through an unprecedented moment in modern history, the type of moment that we tell our children and grandchildren about in the future. The world will have likely changed in notable ways between the time I write this and the time you’re reading it. It feels unbelievable and scary and confusing all at the same time. This is an incredible chapter in the history of our lives, individually and collectively.

Yet, for almost all of us, it’s not the last chapter.

As this moment passes and life returns to some level of normalcy (likely with some changes, though those remain to be seen), many of the familiar cycle of life will return with it.

We’ll return to work in a more normal way. We’ll return to school. We’ll return to our houses of worship. We’ll gather again in our public places. We’ll travel. We’ll meet up with friends. We’ll have parties.

A College Student’s Guide to Coronavirus Support

The COVID-19 pandemic has caused upheaval at every level in society. Workers are being laid off or having their hours cut, hospitals are experiencing shortages and state governments have mandated “shelter-in-place” conditions for people across the country.

Meanwhile, universities have shut down, evicting students from dorms on short notice and shifting lessons online. Some institutions have even had to cancel or postpone commencement ceremonies.

All of this caused panic and confusion among young people, who may not be as equipped to deal with financial hardships as older adults.

“Because of the ever-changing environment right now, many are faced with unexpected expenses and have had to make major adjustments,” says Valerie Moses, senior relationship manager at Addition Financial, a credit union in Central Florida.

How To Read Your Credit Card Statement

Anyone who has ever swiped their credit card at a merchant knows how easy it is to use the device for a purchase, but correctly reading a credit card statement can be more complicated. When the statement comes in the mail or through email, understanding your purchase and payment activity becomes a bit more difficult. You might be asking yourself — how do I read my credit card statement?

Your eyes might focus on three primary pieces of data: the credit card balance, the minimum payment and the due date. That’s an excellent start, but there’s a lot more information to take away when you break the statement down piece by piece.

What is the Chase 5/24 Rule?

Some people use credit cards strictly for convenience and making everyday purchases. Other people use a multiple credit card strategy to maximize rewards and squeeze every drop of earning power out of sign up bonus offers. If that describes you, there’s no shame. However, you should know that your moves haven’t gone unnoticed by the big banks. At least one of the card issuers — Chase — has set a limit on your ability to put some well-oiled, points-earning machinery in place. This speed bump on the road to rewards domination is the Chase 5/24 rule.

What is the Chase 5/24 rule?

First off, it’s important to note what the Chase 5/24 is not. It’s not actually a “rule.” That is, you won’t find it written down anywhere in Chase’s official documentation.

25 Simple, Free Things To Do While Stuck at Home

You’re stuck at home. For a lot of us, there are other people there, too, all the time. The news is difficult to watch. There’s some cabin fever going on. There’s stress about our own health and about the health of loved ones. For a lot of us, there’s stress about our jobs and what things will be like after everything is over.

Even worse, a lot of the typical outlets for dealing with stress and anxiety aren’t available. Most of us can’t go out to restaurants, bars or shops. In some areas, the option to just go on a simple walk is unavailable.

There’s endless online entertainment to buy, but with such intense economic uncertainty, that might not be the best idea, either.

To make matters even worse, if there aren’t healthy ways to deal with the stress, it can result in a weakened immune system,