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If you fly with airlines often or stay at any of the large chain hotels, you've probably heard all about rewards programs.

Let's face it: No one wants to get sick or be in pain in a strange place. For this reason, going to the hospital can be an unpleasant experience.

Why are some families debt-free and others chronically debt-ridden, even when they have nearly the same amount of income and expenses?

We're getting deeper into winter and further into the new year. Was taking better care of yourself one of your New Year's resolutions? While the snow is falling outside and you're wrapped up in a blanket inside, why not get in some self-care for $0?