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Owning a home can be a great investment — if you do it right. Yes, having a nice, safe place to live for 30 years has its benefits, but there are drawbacks, too.

How much money would you need in your bank account to make you happy? Would $250,000 do the trick? Maybe a cool $1 million? How about $5 million?

Well, a study from the Harvard Business School asked over 4,000 millionaires that question.

If you read the financial headlines, you'll get the sense that retirement may be a disaster for many Americans.

The cost of college is a major expense for any family pursuing higher education, but it's important to note that the money suck begins way before the first tuition bill.