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The First 5 Things You Must Do After Getting Laid Off

A few weeks ago, I was laid off for the very first time.

I managed to stay calm and do everything I needed to do to make sure I wouldn't end up on the streets in a month. I think it was the shock, but whatever the reason, it taught me that I am stronger than I realized and that I have a tremendous support system. (See also: Job Hunting Tips for the Recently Fired)

These are the five things I learned to do and to keep in mind if you lose a job.

7 Nice Ways to Tell Your Spendy Friends You're Staying on Budget

Unless you're invited to hang out at a friend's house, social invitations typically require spending money — going to the movies, grabbing a bite to eat, hitting an amusement park.

Ignoring an invite or saying that you're busy can get you off the hook, but friends might get suspicious if you pull the same excuse over and over. (See also: Is Peer Pressure Keeping You Poor?)

Skip the Buffet and Other Simple Rules for Healthier Travel

The World Health Organization (WHO) estimates that 20% to 50% of travelers — about 10 million people — get traveler's diarrhea every year. No bull. (See also: How to Travel This Holiday Season Without Getting Sick)

It may be impossible to truly eliminate the risk of getting food poisoning, but you can take some precautions to reduce that possibility.

Food Groups

There are some food groups that are especially risky.

Best Money Tips: The Best Sites for Renting and Buying Textbooks

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some stellar articles on the best sites for renting and buying textbooks, steps to financial prosperity, and things you should know about the U.S. economy.

Top 5 Articles

The 11 Best Sites for Renting and Buying Textbooks Online — Half.com and Student2Student are a couple great textbook rental and buying sites. [The Real Deal]

6 Steps to Financial Prosperity — To be financially prosperous, choose a career and do it and marry your soulmate. [Learn Play Give]

15 Ways to Get People to Respond to Your Email

The average person spends about 13 hours every week sorting through email.

With the number of worldwide email accounts expected to hit nearly 4.1 billion by 2015, it seems that those hours are likely to keep on growing and growing. (See also: This Thing You Use Every Day Is Ruining Your Productivity)

Best Deals for Thursday 08/28

Link for teaser title: 

http://www.wisebread.com/bestdeals/today

Victoria's Secret Clearance: Up to 75% off (from $3!), Up to 40% Off Select Rubbermaid Products, A-Fashion Women's Racerback Striped Maxi Dress for $9, and more!

Are You Eating the 10 Most Over-Priced Restaurant Menu Items?

Americans love to dine out. We spend an average of $1,000 annually just on going to lunch. In total, we each spend about $2700 annually in restaurants and on take-out.

And where I live (New York City), it's that much worse. So I decided to do a price comparison to discover the restaurant menu items that serve up the biggest cost difference from homemade versions. As a reference, I used the menus of my local, reasonably priced diners and mom-and-pop restaurants. If you eat out at more expensive restaurants, the price difference will be even more extreme. Here's what I found.

1. Pasta

You May Be Putting Your Retirement Money in the Wrong Place

For many investors, their primary — if not only — retirement investment account is their workplace 401(k) plan. But if you also have an IRA, perhaps because you rolled over the balance of a workplace plan from a former employer, it's important to make sure your account is at the best broker. Making that determination depends mostly on the size of your portfolio, the types of investments you prefer, and how much trading you do. (See also: Begin Your Investment Career Right With Some Mutual Fund Basics)

Let's take a look at some of the variables.

10 Quick Ways to Become More Hygienic

Right now, at this very moment, there are germs running literally all over you, all over your home, and all over absolutely everything you own.

Please remain calm.

The 5 Best Hair Clippers

Investing in a solid set of hair clippers and cutting your own hair can save you a ton in the long-term on haircut costs. Higher-end hair clippers can be purchased that are practically identical to models that you'll find inside a barbershop or a salon. There are also myriad affordable hair clippers out there that are suitable for the occasional trim. Below is Wise Bread's list of top five hair clippers so that you can start getting your haircut on.