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Ask anyone how much sleep they should be getting and most people will tell you 8 to 9 hours. But new research suggests that you might actually need less sleep than that — possibly as little as 7 hours for full rest and maximum health benefits.

In romantic relationships, career choices, even struggles with drugs and alcohol, professionals often ask us to look out for warning signs. Well the same should be done with credit cards. (See also: 12 Habits of Highly Responsible Credit Card Users)

Shopping for everything on the back-to-school list can be a real pain. Not only do those $0.75 highlighters add up (especially if you have several children), but it's easy to feel overwhelmed when you're adding that shopping on top of everything else you have to do to prepare for the coming season. (See also: Back-to-School: Saving on College Textbooks)

While there's usually not one place where you can consistently go to get the best deals, it is possible to make the whole back-to-school shopping process easier. Here are some ideas that should help you lift the overwhelm and even enjoy the chance to spend some time with your kids.

Anyone who has ever owned a home entertainment system is aware of the plethora of remotes required to control each component and the chaos that can ensue if you were to lose one of them. This is where a universal remote can come in handy, as it gives you the ability to control all your favorite electronic devices on just one convenient remote.

There are a number of key factors to look for when searching for the ideal universal remote. We here at Wise Bread have done the homework for you, and we're happy to present our list of the five best universal remotes.