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Why You Need a Time Budget — and How to Create It
Stretched for time? Nowadays, who isn't?! Successful time management isn't as elusive as it might seem. Creating a "time budget" can help.
Why a time budget? Just like a regular budget helps us track and manage a limited resource — our money — a time budget can help us track an even more precious resource — our time. If we go over one of our spending categories in our money budget, we borrow from another account, such as entertainment or food (or from a credit card). And if we go over a time budget account — such as spending too much time at work, we have to borrow some time from elsewhere, like family time, or sleep time. (Fortunately, so far, there's no credit card for time.)
Frugal, Amazing, and Easy-to-Navigate: The 10 Best International Cities to Visit
If you've got a dose of wanderlust but are battling a restrictive budget and maybe a few travel fears, this list is for you. These 10 international cities are easy to get to with lots of flights, buses, and trains arriving regularly, they're easy to get around in and enjoy, and it's easy to save money with lots of frugal options.
Don't just take it from me; I've polled the frequent traveling community to get their votes on the best international cities to travel and be frugal in. You may even be surprised by some of the cities on this list! (See also: 25 Secrets From the World's Most Frugal Frequent Travelers)
What Happens to Your Online Stuff After You Die?
Many people write wills for their physical property, but few even think about creating a plan for their digital estates. Without such a plan, your loved ones might be unable to access your digital files or the accounts could be deleted before they see them.
A digital estate plan can help ensure that every online account will be accessed or transferred to the right person. And for those with networks of online-only friends and work colleagues, a digital estate plan can help inform those virtual friends of one's actual demise.
Let's start with a look at the nature of the problem, and then we'll look at some solutions.
11 Famous Failures That Led to Success (And the Lessons They Teach)
Have you ever noticed how focused we are on winners? Most of our time and attention is devoted to people who have already succeeded — entertainers who now fill the stadiums or walk the red carpet, influential politicians, famous CEOs. But that's merely the end of the story. So much more can be learned from the failures that got them there. Failure provides some of life's most enduring lessons.
21 Things You'll Regret Every Time
Living life "with no regrets" is often said in the context of looking back, as if it were purely about a way of viewing things you've done in the past. But what about taking a more active role in living with no regrets?
Living well is an art, and there's no playbook on how to do it. But just like there are certain Decisions You'll Never Regret Making, there are some that many people almost always do. "Not reading this list" might just be one of them…
Best Money Tips: Ways to Save Money on Your Vacation
Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles on saving on your vacation, saving on wedding favors, and retirement savings.
Top 5 Articles
10 Ways to Save Money on Your Vacation — Traveling in the off-season and going to all-inclusive resorts can help you save on your vacation. [Canadian Finance Blog]
11 Ways to Save on Wedding Favors — To save money on wedding favors, make your own or donate to charity. [PopSugar Smart Living]
15 Cheap Staple Dishes From Around the World
For a lot of Americans, the term staple food conjures up images of starchy beans, dried milk, and flavorless breakfast cereal. Staple foods are the diet of poverty.
But you don't need to think of them that way. Here are some ultra-frugal, delicious recipes using inexpensive ingredients from around the world.. (See also: 25 Clever Ways to Dress Up Cheap Food)
1. Akoori
(Parsi-style Scrambled Eggs)
5 Unusual Ways to Open a Bottle of Beer (Without a Bottle Opener!)
When I moved my company to our first workspace, my team and I spent a very long day building and installing new equipment. That long day ended up turning into a long night but we finally finished the job around 10 o'clock. To celebrate a job well done, we decided to make it a pizza and beer night. But, of course, being a workshop, we never thought about the fact that there wasn't anything resembling a bottle opener in our space. Fail.
So, learn from our mistakes! Here are five easy ways to open a beer bottle using everyday items (that aren't bottle openers).
1. Using a Single Piece of Paper
An incredibly easy method that involves folding a piece of paper enough times to create a hard enough edge that can create pressure against the bottle top and open it.
You Can Get Coupons for Healthy Foods Too — Here's Where
There's a simple formula for looking and feeling your best: Eat healthy food and occasionally break a sweat. In today's convenience-obsessed culture, both are more difficult than they sound, however. Add in the fact that healthy food usually comes with a significantly higher price tag, and it's no wonder we rely on fast-food and microwave dinners. (See also: 25 Frugal Items for Your Organic Vegan Grocery List)
How to Get Along With Someone You Hate
Let's start out with this fact: Annoying people are inevitable. Work colleagues, neighbors, friends and family — you can't hide from them forever. While you might want to give your boss a huge piece of your mind (and he or she could probably really use it), you need to keep your job!
But here's another fact that you may not want to come to terms with — hate is a destructive feeling, and one that you have complete power over. Think about it for a second. Do you hate this person or do they just bug you a little? Hate, after all, is defined as "an intense loathing for someone or something" and very few people in this world have done anything to deserve that. By hating, you are already making a mountain out of a molehill.
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