Job interviews are tough, if you're lucky enough to get one. A recent study found that 80% of the available jobs in the US are never advertised. And only 20% of people who apply for any given job actually get an interview.
So, if you do have an interview lined up, congratulations; you've already beaten the odds. Now, you have to get through the interview, and once again the odds are stacked against you. First impressions count, and doing your homework on the company you want to work for is a given. But what else can you do, or not do, to improve your odds of getting the job?
As an avid home cook and baker, I've certainly had my fair share of mishaps in the kitchen. I've also learned some tricks along the way to make my hobby more rewarding and less expensive. As a vegetarian who favors vegan dishes, I've also become accustomed to substituting and swapping out certain foods. Eventually, I learned some pricey ingredients can be taken out of the picture entirely without compromising the finished product.
Here are eight ingredients you can do without (along with some substitution notes).
We learn so much from the people who raised us — for better or worse! With Mother's Day just around the corner, let's talk about the things we learned from mom.
What is the best lesson you learned from your mom? Is it something you appreciated at the time, or did you resist as children do? Do you make it a point to pass on the lesson to your kids — or anyone else?
Tell us about the best lesson you learned from your mom and we'll enter you in a drawing to win a $20 Amazon Gift Card!
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Welcome to Wise Bread's Best Money Tips Roundup! Today we found some stellar articles on frugal ideas to celebrate Mother's Day, things beginners must know about saving for retirement, and how to fill the hours after a layoff.
Top 5 Articles
Don't Go Broke Celebrating Mother's Day - 7 Frugal Ideas — Opt to make dinner yourself and give mom a no work day for Mother's Day. [Free From Broke]
Looking for that 1960s look for when you head down to the office? It's a lot easier than you think.
Few television shows have had such an impact on popular culture as "Mad Men." No one, so far as we know, is looking to dress like Jesse Pinkman from "Breaking Bad." Lots of guys, however, are looking for the perfect Don Draper-esque suit or hat. Fortunately, the run of "Mad Men" happens to coincide with a sort of golden age of discount made-to-measure suits. Here's how to get the Draper look without the Draper budget.
With online travel booking becoming the norm, it may seem like there's no room left in the industry for travel agents. The number of travel agent retailers has indeed dropped from its peak of 34,000 in the mid-1990s to about 13,000. But travel agents are not yet obsolete; they still own as much as one-third of the U.S. travel market.
In fact, you may want to visit one to book your next trip, because there are quite significant benefits to using the services of a travel agent. (See also: 40 Useful Travel Websites)
Whether you make goals when you crack open a new calendar or at times of self-reflection, why does achieving them often seem elusive? Here are 10 reasons why you may not be reaching your goals — and how you can overcome these obstacles, turning your goals into realities. (See also: 6 Steps to Achieving Your Goals)
1. Lack of Clarity
"I want to lose weight," "I want to make more money," and "I want to learn how to cook" are all too vague. How will you know what steps to take to reach those goals — or when you've achieved them?
Do you want to get rich through investing one day? Do you think it's even possible? Well, it is. And the best part about investing is that it's simple.
It's not a get-rich-quick scheme, and it's also not rocket science.
I'm going to show you four simple and actionable steps you can take. After reading this article, you'll be able to just follow the directions and start investing right away. Really, there are just four steps.
Let's begin.
1. Choose an Investment Company
Before you can invest, you need to choose an investment company to invest with. There are tons of options out there, including Fidelity, Schwab, and T. Rowe Price. But I'm going to recommend the company that I think is the best. And that company is Vanguard.
Everyone wants to be successful. For some, success is found in strong relationships. For others, it's accomplishments or influence. And of course, few of us have a definition of success that doesn't factor in finances.
There is certainly no shortage of material dedicated to helping us achieve any number of "successful" lifestyles. Typical offerings include generic action tips like "do what you love" or "overcome obstacles," as well as generalized principles such as "it's all about who you know" and "the best rise to the top."
Unfortunately, success isn't as simple as persevering at something you love. That may be what we all want to believe, but there are some hard truths and hidden secrets to this thing we call success.
Whenever I see a talk show or reality show that deals with finances, I'm always most amazed by the couples.
"She makes about $60,000 per year ... I think."
"I know he has credit card debt, I just don't know how much."
These are the kinds of things I hear people say about their spouses and their money. When you're sharing bills, a household, and (hopefully) a future, it seems a little insane that so many people aren't on the same page. Or haven't even talked about what page they're on. Not before they were married, not after, and not even when they land in major financial trouble.
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