Hot Today

Wise Bread articles that are hot today.

Why You Should Consider an Adjustable-Rate Mortgage

Despite a bad reputation, adjustable-rate mortgages are making a comeback. Learn why an ARM might be the right choice for you.

How to Throw a Kid’s Birthday Party That’s Fun, Happily Memorable, and Not So Expensive

The most fun, memorable and least expensive birthday party for your child may be, figuratively and literately, right in your own backyard. I’ve attended and hosted fabulous but sim

5 Ways to Stop Your Mindless Spending

One-click buying, impulse shopping trips… Learn how to keep more of your money by developing more money-mindfulness.

8 Financial To-Do's for College Freshmen

Don't make college more expensive than it already is with bad financial habits. Learn these fundamental money lessons before you head off to class.

These 7 Exercises Are Scientifically Proven to Increase Happiness

Runner's high is a real thing, but exercise can boost overall happiness for the long term, too. Get out there and get moving!

The 10 Most Versatile Foods in Your Pantry

If you keep these 10 heavy lifters in your pantry, you'll have just what you need for dozens of quick, nutritious, and delicious meals.

Bookmark This: Save Money With an Easy to Follow Car Maintenance Checklist

If you want to keep your car running smoothly — and your savings account full — get proactive about regular maintenance.

10 Homemade Baking Mixes That Save Money and Time

Nothing beats homemade cakes and breads, but who has the time? Pre-mix your dry ingredients, store, and bake later in a jiffy.

Dishwasher Smells Bad? Here's How to Fix It

Yikes! Dishwasher smelling a little foul these days? It's a simple fix —anyone can do it!

8 Critical 401(k) Questions You Need to Ask Your Employer

You know you should be using your work-sponsored 401(k) plan, but to really make the most of it, you need to ask a few questions.

How to Invest in Mutual Funds

Mutual funds have long been and easy way to invest in a broad range of securities. Here's how to get started!

7 Times You Don't Have to Give Your Social Security Number

A lot of people may ask for your Social Security number, but not all of them are entitled to it.

Manage your fixed expenses

When you think of people ruining their lives with foolish spending, it's easy to focus on the little things that add up--the meals out, the hefty bar tab, the daily Starbucks habit

Choosing the Right Mortgage Loan: 15 or 30 Years?

Getting a 15-year mortgage might seem like a no-brainer — it means you'll spend less overall — but there are good reasons to consider a 30-year as well.

A Restaurant Where You Pay What You Can Afford For The Meal?

It sounds like something out a movie, but it’s actually right out of Denver, my home city. And this wonderful idea is not only incredibly innovative and generous, it’s also working

Why Our Brains Want to Buy New Stuff, Even When We Don't Need It

Overspending on stuff you don't need is a problem for many Americans. Learn why the solution is not so simple as "spend less," and what you can actually do to help.

25 Essential Tricks for Quick and Easy Cleaning

Who has time to clean? Get your place ship shape in a hurry with this collection of clever cleaning shortcuts.

7 Easy First Steps to Paying Off Debt

Facing debt can be overwhelming. Where do you start? These simple steps will start you on the path to repayment.

This One Thing Could Be the Key to Retiring Rich

Quick: What's one thing you can do right now that will make you over 50 percent more likely to increase your retirement savings? It's not a trick; this really works.

How to Start Saving for Retirement at 40+

It's never too late to start saving. If you skirted retirement savings in your younger years, you can still catch up — here's how.