Hot Today

Wise Bread articles that are hot today.

Hand-me-down Cell Phones

If you lose or drown your cellular phone before you're eligible for an upgrade, don't buy a new one. Ask around and you're sure to find someone with an unused handset t

Best Money Tips: 20 Things You Should Never Buy at Full Price

Today we found the 20 things you should never buy at full price, some research on the dirtiest hotels in America, and adventurous ways to make money during a snowstorm.

The Bailbondsman Approach: Why Some Of Us Stay Broke

The government is letting people think that it's okay to make bad choices. The Treasury is rewarding bad behavior and the consumer is learning nothing except to keep up the

Psychology and Loans: The Strange Reasons Why You Make Bad Decisions

You might think that when it comes to big financial decisions, you only make logical, rational decisions. But research suggests that you don't.

8 Signs You've Crossed From "Healthy" Debt to "Problem" Debt

There's a razor-thin line between "healthy" debt and a big financial problem debt. Have you crossed it?

Ask the Readers: Do You Prefer Ebooks or Printed Books?

Tell us how whether you prefer ebooks or printed books and we'll enter you in a drawing to win a $20 Amazon Gift Card!

How to Save 10-20% on Online Purchases, Every Day

You don't have to be an extreme couponer to find great deals online. Learn how to get major discounts on online purchases, every day.

403B vs. 401K: How Are They Different?

Sure, you know what a 401K is, but what the heck is a 403B? Here's how they differ.

6 Ways More Money Does Truly Lead to More Problems

You may think that life gets a whole lot easier when the wealth pours in, but the grass isn't always greener.

Housing Values in Relationship to Proximity to Certain Stores

When you're house hunting you already look for good schools and low crime. Maybe you should add a Starbucks and Trader Joe's to your list, too.

Do You Know Your Retirement "Number"?

You might think you know the amount of money you'll need for a comfortable retirement — but you could be basing that off the wrong number.

The 5 Best Microwaves

From defrosting an entire chicken to popping all the popcorn in a bag without burning, these microwaves can make your life easier.

How (and Why) to Start an Investment Club

Would you like to be on the same financial page with a group of people? Meet regularly with like-minded and fun individuals, and collectively learn about and discuss new financial

Be at Peace in Less Than 5 Minutes

There's a simple, universal secret to eliminating stress, fear, and anxiety. It might surprise you to discover how easy it is to be at peace.

Needs, wants, and not even wants

Hang around with frugality and simplicity types for any length of time and you'll hear a lot about distinguishing between needs and wants. It's come to me, though, that this issue

4 Steps to Finding Your Mortgage Lender

Buying a new home? Finding the right lender could save you big.

Ask The Readers: Are You Getting Your Tax Refund this Year? (Answer to win $10!)

Do you have a tip for making sure your tax money comes back to you at the end of every year? Give us your views and insights into tax refunds now (before the year runs out), and we

6 Money Lessons We Could All Learn From Dwayne "The Rock" Johnson

You can't switch on the TV or click open a web browser without running into The Rock. Find out how much that visibility is worth -- and what you can learn from it.

Best Money Tips: Ways to Save Money on Childcare Services

Today we found some great articles on saving on childcare services, increasing your chances of getting an email response, and making cheap foods taste delicious.

Are Americans Experiencing Frugality Fatigue?

Are Americans suffering from "frugality fatigue"? After a year of tightened belts and tighter fists, we're reaching for our wallets again and returning to our bad old ways. Or so t