Hot Today

Wise Bread articles that are hot today.

Book review: The Drunkard's Walk

The human brain has a powerful capability to spot patterns. It's so good at spotting patterns, it can spot patterns that aren't even there. It's this fact that makes randomness--

Welcome to the Real World - My Best Advice for New Graduates

I graduated from college just three years ago, so the confusion and anxiety I felt after graduating college is still quite fresh in my mind. I moved out of my parents' house a wee

What Not to Wear to a Job Interview

You've done everything in your job search right and landed an interview. Don't let the wrong outfit or accessories cost you the offer.

Ask the Readers: What Is Your Favorite Holiday Tradition?

Tell us about your favorite holiday tradition and we'll enter you in a drawing to win a $20 Amazon Gift Card!

For Amazing, Affordable Vacations, Travel Slowly

Regardless of how long your vacation is, the slower you travel and the less you plan, the more rewarding (and affordable!) your trip will be.

Not free to be poor

Nobody wants to be poor. It's a dangerous and constrained position to be in. But there are people out there (me, for instance) who are relatively happy to live at a fairly low st

How Credit Inquiries Affect Your Credit Score

Not all credit inquiries will affect your credit score. Here's what you need to know about those that do and those that don't.

Ask the Readers: How Do You Save on Holiday Gifts?

Tell us how you save money on holiday gifts and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Seller Funded Down Payment Assistance Charities - Scammers or Saints?

The United States House of Representatives just passed a massive mortgage bailout bill that includes many changes to the Federal Housing Administration and the Government Sponsored

Frugality and the Myth of Self-Denial

Contrary to popular opinion, frugality isn't all about self-denial. Discover how little luxuries can help keep you frugal.

5 Tricks to Making the Most of Your Reward Miles

You've racked up tons of reward miles. Learn how to make them take you further away than ever before.

Seven Tips For Buying a Second Hand Car and Walking Away Happy

Here are a few tips to help make sure the second-hand car you are buying doesn't end up being a second-hand nightmare.

7 Frequent Flyer Rules to Go Farther on Fewer Miles

Travel reward points and miles are like dollars — you work hard to earn them, and you should spend them wisely. Learn how.

5 Places to Travel While the Dollar Is Strong

A strong U.S. dollar means good-value vacations for the travel savvy. Here's where to go to let your dollar take your further.

Ask the Readers: What Is Your Favorite Way to Relax?

Tell us about your favorite way to relax and we'll enter you in a drawing to win a $20 Amazon Gift Card!

The Easiest Way to Save Money on Vacation

It’s the easiest thing to do, and yet the hardest. But employ this technique, and not only will your wallet thank you, but so will your family and friends back home.

Ask the Readers: How Have You Spent Past Tax Refunds?

Tell us how you've spent your tax refund in past years and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Best Money Tips: Money-Saving Tips for April

Today we found helpful articles on ways to save money in April, bad habits that rob you blind, and budget-friendly ways to improve your health.

Budgeting for Study Abroad: What You'll Need, and How to Access Your Money

Studying abroad introduces students to a culture...and it can also be a crash course in budgeting and cash management. Here's what you need to know.

Peak Debt

Is there a limit to how much Americans can spend? Clearly there is: All they earn, minus savings and service on their existing debt, plus new borrowing. Since the Bureau of Econ