Hot Today

Wise Bread articles that are hot today.

Looking Closer at Savings Strategies

How you put money aside may be just as important as the fact that you do. Have a look at three main strategies for setting money aside, and find one to fit your life.

13 Benefits of Being a Night Owl

Our culture esteems the early riser, but being a night owl has its advantages. Discover how staying up late can help you get ahead.

20 Awesome Uses for Milk Crates

Milk crates are storage stalwarts because they're cheap and sturdy, but they can do so much more than just store books and LPs.

The 6 Best Makeup Kits You Can DIY for $50 or Less

Be fabulously frugal at any age with these expert-recommended makeup kits. Each one is less than $50!

Tips for Finding Legitimate Work-From-Home Opportunities

Working from home is the dream, but sifting through phony job ads can be a nightmare. Here's how to find the legit ones.

16 Ways to Kick-Start Frugality

You don't have to change your whole life to start saving more and spending less. Start with one of these doable challenges and goals, and frugal it up from there.

Book review: Cash-Rich Retirement

Do you need a kick in the pants to get you saving for retirement?  Do you need someone to wave their arms and run around screaming that your whole future is at risk, in order to mo

Ask the Readers: Have You Ever Been Audited by the IRS?

Tell us whether you have ever been audited by the IRS and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Ask the Readers: Do You Use an Online Bank?

Tell us whether you use an online bank and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Life Without Television

I haven't owned a television in over 7 years. I haven't lived in a house with a set in over 5 years. I spend my days largely television-free, and I actually like it.

Ask the Readers: What Big Purchase Has Helped You Save Money?

Tell us about a big purchase that has helped you save money and we'll enter you in a drawing to win a $20 Amazon Gift Card!

The Lowdown On Layaway

Layaway never completely disappeared from the retail landscape but it’s become more prominent with promotions by some national chains and locally-owned shops. Instead of paying for

14 Ways to Organize a Messy Closet

Whether you're organizing your closet for the first time or need to make even more space, these tips will help keep your clothing neat and easy-to-access.

6 False Assumptions About Debt-Free Living

What to expect once you're debt-free.

Coupon Coups

Nothing vindicates a cynic by being proven right and coupons can often be used as a marketing tool for the old bait and switch. Overcome misgivings about coupons by going from coup

5 Questions Couples Should Ask in the Money Talk

Once a couple decides to live together, it's crucial to be on the same page financially. Before you move in, sit down and ask yourselves these questions.

Shrink Your Utility Bill by Plugging These Surprising Home Energy Leaks

Big utility bill sinking your budget? Make the planet and your wallet greener by plugging up these five surprising home energy leaks.

Why a 50-Year-Old Gadget May Be the Best Cure for Insomnia

Nobody disputes the value of a good night's sleep, and getting it might be as simple as making your bedroom noisier.

5 Reasons Why It's OK to Get a Tax Refund

For most of us, getting a refund is not only more convenient, but the smarter choice as well.

5 Questions to Ask Before Buying a Second Home in Retirement

A vacation home is a lifetime dream. For retirees, living the dream comes with an extra dose of reality.