Hot Today

Wise Bread articles that are hot today.

No Limit, No Interest: What’s the Deal with Charge Cards?

Charge cards, like their credit card cousins, allow cardholders to use plastic cards to make purchases and then pay at the end of a settlement period, typically on a monthly basis. [more]

9 Reasons Alone Time Is Good For Your Soul

Need an excuse for more alone time? Here are nine reasons it's good for you.

How to Put Your Spouse on a Budget Without Ruining Your Marriage

Get your spouse on the same financial page as you with these easy (and even fun!) budgeting tips.

How to Store Herbs to Make Them Last Longer and Taste Better

Herbs too often lose flavor before use, which means wasted herbs and money. Keep your herbs fresher longer with some simple storage tricks.

This Is How You Rent Your Place on Airbnb — and Succeed

A Wise Bread writer and super-successful micro-subletter shares tips and advice on living large on a small hospitality business — and you can too.

How to Come Up With $1,000 in the Next 30 Days

Wouldn’t it be nice to have an extra $1,000 at the end of a month? You can do it!

Solving a Debt Dilemma with Debt Settlement

Paying half a bill is better than paying it all. But is going to a debt settlement company the way to do it? Understand how these companies work, then decide for yourself.

9 Ways to Make Job Recruiters Come to You

Professional recruiters are always on the lookout for good candidates for quality jobs. Make sure you're doing the right things to get noticed.

Contingency Plans

Are you assuming that things will go along pretty much okay? Most people do, and they're usually right. Even when they're wrong, it tends to be okay, because the typical household'

5 Ways to Use Credit Card Rewards this Christmas

If you're struggling to afford Christmas this year, these rewards credit card strategies could help you save money and boost the number of gifts you can put under the tree.

Ask the Readers: Do you Procrastinate? (Win an $89 Tax Prep Prize!)

Besides taxes, is there something that you just don't seem to do until the very last moment? We'd love to hear your comments? Share your thoughts, either below in the comments or

Going Off the Grid Is a Lot Harder Than You Think

You may hear folks long for the simpler days of living "off-grid." But it wasn't necessarily that much simpler after all.

Sun Screens Can Really Cost You – By the Ounce or By the Tumor

Some sunscreens might not do everything they claim to. Here's how to make sure your skin is actually protected.

Travel and Money: Using Your Credit Card on the Road

Here are the advantages of credit card usage and precautions to take to stay safe.

Mental Tricks That Will Help You Hate Winter Less

With the endless falling of snow, winter can be a miserable time. Hate it a little less by adding these clever mental tricks to your arsenal.

Save Time and Money With These 15 Delicious Sheet Pan Meals

No dinner plans? Give one of these delicious sheet pan meals a try. That's right — a sheet pan!

How to Build a Downsized Wardrobe You Love

Maximize your look while minimizing your wardrobe (and spending on clothing) with a few simple rules that match your clothes to your lifestyle.

4 Things You Need to Know About Deferring Student Loans

Hitting pause on student loan payments can be a complicated process. You'll need this knowledge under your belt before applying for deferment.

8 Tips for Improving or Starting a Budget

Whether your current budget could use some tweaking or you're trying to get your finances sorted out for the first time, these suggestions can help you build a better budget.

The 5 Best Beach Umbrellas

Catching shade at the beach when the sun's out isn't easy, but it can be. Just bring any of these beach umbrellas with you and you'll be able to hide from those rays.