Hot Today

Wise Bread articles that are hot today.

4 Behaviors That Risk Your Financial Security

These bad behaviors are hard to break — but if you don't, they could break your finances.

10 Tricks to Avoid Workout Burnout

Don't sabotage your fitness goals by giving in before fitness becomes a habit. Stay on track by knowing when to ease up and when to power through.

Are You Paying Off Credit Card Debt the Wrong Way?

Many Americans who are paying off credit card debt are doing it the wrong way — are you?

The three secrets to a successful family business

Everyone sees the family business as a safety net. But if your family doesn't prepare, that safety net likely won't be around for the next generation.

Train vs. Plane Travel: Which Is Right for You?

Should you take to the skies, or hit the rails on your next vacation? Here's how to decide if you should go by plane or train.

Federal Reserve cuts the discount rate

In response to the recent credit squeeze, the Federal Reserve did something unusual: they cut the discount rate without cutting the federal funds rate. The federal funds rate is the rate at [more]

Do It All Car-Free With a Cargo Bike

If you want to drive less but still get your errands done, consider a cargo bike — these 'cycles can carry everything from kids to groceries and more.

Smart Shopping: Guide to Researching a Purchase

Need help making sure you're not making a purchase you'll regret? Follow these simple guidelines to make sure you wind up a happy, satisfied customer.

How to Tackle Your Summer Vacation Credit Card Debt

Spent a little too much money while on vacation this summer? We've all been there. Here's how to tackle it, manage it, and then defeat it.

How to Travel Across the U.S. on a Budget

You don't need to be a millionaire to see the best sights America has to offer. In fact, you can travel across the U.S. on budget and still have a blast.

6 Luxe Travel Destinations That Are Cheaper in Winter

The best cure for winter blues is a getaway to these normally pricey travel destinations. The winter travel season is also the value travel season.

13 Benefits of Being a Night Owl

Our culture esteems the early riser, but being a night owl has its advantages. Discover how staying up late can help you get ahead.

30 Free Ways to Cheer Yourself Up

Cheer up! No matter how you feel or what is going wrong, there are lots of free ways to improve your mood and brighten your day.

10 Things You Should Never Do After Getting a Raise

Congratulations on the raise — you earned it! Now keep it to yourself.

Certainties: Death, Taxes, And Change

What's certain about life: death, taxes, and changes in tax laws. So my best tax advice is "keep up with tax laws." Coasting along with financial vehicles and investm

From Dumpster Diving to Garage Sales, Turning Trash Into Cash

Learn how one dedicated recycler earned $1,200, paid her tuition, repaired her furniture, and financed her wedding with discarded stuff she found.

Ask the Readers: Do You Use Online Banking?

Tell us if you use online banking and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Stabilize Your Portfolio With These 5 Bond Funds

Bonds don't promise thrilling growth, and that's a plus. Consider adding these five funds to your nest egg for balance — and some tax advantages.

The 5 Best Humidifiers

Keeping your sinuses clear in the dead of winter isn't simple, but it can be. Just use any of these humidifiers and you'll breathe easy.

7 tips to avoid watching a crappy movie.

How many of you do your research before you rent a movie or go to the cinema? I usually read a bunch of reviews and ask friends. Sometimes I’ll see a movie without reading any revi