Hot Today

Wise Bread articles that are hot today.

4 Things You Need to Know About Gift Tax

There's a tax on financial gifts? Of course there is — and guess what else? It's very convoluted.

9 Problems You Can't Solve With Money

Many problems we face require us to spend money to solve them. Use the three-step plan to decide if the solution is worth the cost.

You Won't Believe How Much the Average Person Spends on Salon Visits Each Year

Beauty salons are a 20 billion dollar industry in the United States. How much are you spending on your look?

Why the Time Value of Money Matters, and 10 Ways It Affects You

You don't have to be a financial whiz to understand how the time value of money affects you financially and otherwise. All you have to do is look around.

5 Ways to Make Retail Therapy Good for You

We usually caution against retail therapy — it's so wasteful! — but if you're gonna, at least try to reduce some of the harm.

10 Ways to Increase Your Net Worth This Year

Know your worth — your net worth, that is. Then focus on increasing it.

Here Are the Right Ways (And the Wrong Ways) to Use a Personal Loan

Before you apply for a personal loan, make sure you plan to use it the right way.

10 Rules of Etiquette Everyone Should Know (and Follow!)

Etiquette is the grease that keeps the gears of civilization turning. Do your part by following these 10 basic rules of etiquette.

Hang Frames Perfectly Every Time With These 5 Picture Hanging Hacks

Decorate your place with pictures, artwork, and anything else in a frame quickly and accurately with these simple tricks.

28 Innovative Uses for Binder Clips

What can you do with binder clips? The question should really be "what can't you do?" From kitchen hacks to children's toys, check out the many uses for this little office gadget.

50 Best Deals and Coupon Sites

Coupon users are no longer scrooges but sages, wisely spending by saving. Here are a list of 50 great deals and coupon sites dedicated to serving savvy shoppers like you.

25 Things to Do With Used Corks (Including Making Money With Them)

So you've popped open a bottle of wine...now, what do you do with the wine cork? You have a surprising number of options.

What to Do Now to Prepare for Tax Season

Tax Day may seem far away, but after we celebrate the new year, it'll be here before you know it. Here's what you can do now to get ready.

53 Fun Nights Out for $10 or Less

You really can have a fun night out without digging deep into your wallet. Sample local offerings, get creative, and have a great time with these activities.

16 Ways to Make Your Clothes Last Longer Without Spending Big

Use these tips to help extend the life of your clothes.

How to Tell if That Home Business Opportunity Is Really a Pyramid Scheme

It can be a pretty steep uphill climb to become a moneymaking MLM superstar.

8 Cheap Ways to Update a Wardrobe You Hate

If shopping for new clothes is on your brain but not in your budget, check out these totally cheap ways to help you love your wardrobe again.

14 Ways to Make Your Yard Look Awesome for Under $100

Yardwork is a pain, and can hurt you in the wallet, too. Try some of these easy ways to spruce up your yard without spending a lot of money.

Should You Refinance Student Loans With a Balance Transfer Card?

Balance transfer cards promise 0% APR for a limited time, but that doesn't mean they are ideal for student loans.

How to Sell Your Old Stuff on Facebook

Forget eBay and Craigslist — Facebook has everything you need to make some extra cash selling stuff online.