Hot Today

Wise Bread articles that are hot today.

5 Rules for Planning Your Most Affordable Christmas Ever

Christmas is coming, but don't make it a great December and a horrible January. Follow these Christmas rules to make it affordable.

How to Have More Eureka! Shower Moments

Science has figured out why showers make us creative ("a-ha!"), and you can use this insight to create lots more "Eureka!" moments, too.

7 Ways to Make the Most of a Tiny Kitchen

A tiny kitchen can make cooking seem more unappetizing than two-week-old leftovers. But with some creativity and thought, even the smallest kitchen can be functional and inviting.

How to Save on Special-Occasion Clothing for Kids

Just because kids are still growing doesn't spare them from needing to dress up — but I've figured out ways to keep my kids looking sharp without spending a lot.

3 Things You Should Know About Rental Car Insurance

Your rented set of wheels comes with a laundry list of optional insurance coverage. Should you take it?

The Benefits and Drawbacks of Credit Unions

Are you annoyed by your bank's tendency to add more fees and offer lower savings interest rates? Consider a credit union as an alternative; here are the benefits and drawbacks.

10 Surprising Ways to Use Bungee Cords

Bungee cords come in many colors and sizes and that means you can be stylish when you're using them for more than tying down loose loads.

This One Mental Bias Is Harming Your Investments

The biggest threat to your investments isn't a market downturn — it's your own brain.

8 Alternatives to Cable TV That Will Keep You Entertained

Cable TV is expensive, but watching your favorite shows doesn't have to be. Here are eight ways you can cut the cable and still catch your must-see TV.

How to Secure Business Financing Without a Personal Guarantee

You can build your business credit fairly quickly and potentially eliminate the need for a personal guarantee if you plan for it from the outset.

6 Ways the Government Helps Disaster Victims Recover

The government is playing a vital role in helping disaster victims get back on their feet. Find out how your tax dollars work!

23 Fantastic Uses for Apples

From creative crafts to delicious recipes to helpful household hacks, this heaping bushel of apple ideas will keep you busy and well-fed all autumn long.

The Best Age to Buy Long-Term Care Insurance

If you want to buy long-term care insurance, don't wait until it's too late.

8 Things Millennials Can Do Right Now for an Early Retirement

When you're young, retirement may seem too far off to matter. But wouldn't it be nice to retire early?

What You Need to Know About Canceled Debt and Taxes

If you think debt forgiveness can make your financial liability disappear altogether, you're likely wrong.

Money Metaphors (You wouldn't punch a kitten, would you?)

Equating my money, emotionally, with something that I find dear and worthy of protection, may force me to treat my money with the respect it deserves.

6 Foods That Are Actually Cheaper At Whole Foods

We don't often visit "Whole Paycheck" when we're shopping for cheap eats. But for some staples, Whole Foods is surprisingly affordable.

9 Ways an Annual Self Review Can Boost Your Career

Don't wait for the boss to schedule your annual review. There are plenty of reasons to give yourself an appraisal right now.

8 Ways Retirees Can Spring Clean Their Finances

You're retired, but that doesn't mean your finances are. Take some time this spring to spruce up your money.

Your Personnel File...at home

Your employer has (or should have) a personnel file with your name on it; should you have one also? Theoretically, you should be able to access information from your file at the of