Hot Today

Wise Bread articles that are hot today.

Why We Take on Credit Card Debt

Why some of us take on so much debt — and how others manage to avoid it so well — can seem mysterious. Discover some of the reasons.

7 Hot Credit Card Trends for 2013

From mobile wallets to great sign-up bonuses to (could it be?) easy credit, learn about next year's big credit card trends.

What to Buy, and Avoid Buying, in January

Believe it or not, January is a great time to find deals on winter wear. Read on to learn what else is on sale (and what isn't) as another new year begins.

Best Money Tips: Little Things That Make Life Easier

Today we found little things that make life easier, everyday habits to reach your financial goals, and ways to rekindle your passion for work.

Budget Busters

Every day I read about 60-70 personal finance/frugal living blogs. Through the help of many of our online friends, I have been fortunate enough to put my personal finance position

8 Things to Wait Until After Christmas to Buy

Sure, Black Friday gets all the big discount hype, but the deals post-Christmas can't be beat!

Best Money Tips: Negotiate Your Way to a Lower Cable Bill

Today we found some stellar articles on negotiating a lower cable bill, brilliant uses for beer, and saving money at theme parks.

How Do You Spend Money When Traveling?

The urge to save money is a defining characteristic of the budget traveler. But is there ever a time when it is actually a good idea to spend money? If it will healthfully support

Savers suffering as rates fall--what to do

Interest rates for ordinary savers held up pretty well after the first Fed rate cut in July last year.  There was a simple reason--banks needed the money.  With the cr

Ask the Readers: What Are Your Financial Resolutions for 2012?

Tell us about your 2012 financial resolutions and we'll enter you in a drawing to win a $20 Amazon Gift Card!

The Simmons Visa Credit Card: The Lowest Standard APR Available

You won't get rewards or perks or concierge service with this credit card, but you will get the industry's lowest interest rate.

What's an employee to do? Part 2

The trend toward replacing traditional employees with varying combinations of temps, contractors, outsourcing, and off-shoring is old news now.  That gives us a bit of perspective

Sticky prices

I'm old enough to remember when a piece of bubble gum was a penny. In fact, it was a penny for most of my youth--and had been a penny for a couple decades before I was born. As i

Best Money Tips: Budget Travel Tips You Haven't Heard

Today we found some stellar articles on budget travel tips you haven't heard, how to stop living paycheck to paycheck, and how today's grads can beat the odds.

The Ultimate "Green" Workout

Recently our own Xin Lu wrote a post on a motivating way to lose weight (a very interesting piece.) Imagine my surprise when a commenter spoke my mind by sharing the ultimate in “

Ask the Readers: What Are Your Current Savings Goals?

Tell us about your current savings goals and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Best Money Tips: Ways to Find a Job

Today we found some stellar articles on ways to find a job, taking a cruise for cheap, and shaving grocery costs.

Best Money Tips: Cheap or Free Apps That Save You Money

Today we found helpful articles on cheap or free money-saving apps, a how-to for buying your own private island, and tools that every homeowner should know how to use.

Fantasy Football Leagues in the Workplace?

It’s that time again. Football fans are gearing up for the excitement of a new season. The rest of the world is prepping for how to deal with it. And Football Fantasy Leagues ar

4 Sort-of Small Kitchen Gadgets that Equal Big Savings!

Are your kitchen counters cluttered with unused small appliances and dusty “do-it-all” gizmos? Learn how to use these top four appliances to cut meal prep, clean-up time, and a bi