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Wise Bread articles that are hot today.

7 Apps That Monitor Your Credit for You

There's an app for everything these days — even credit monitoring. Now there's really no excuse!

15 Times When You Really Should Bring a Gift

Don't get caught empty-handed! Be the guest the host likes the most by being the one who always remembers to bring a little something.

What’s the Difference Between Student Loan Refinancing and Consolidation?

No, refinancing and consolidating your student loans aren’t the same thing! Learn the difference and what’s right for you!

4 Golden Rules of Investing in Retirement

When you've spent your whole life investing for retirement, it can be nerve-wracking to invest during retirement.

Why You Should Consider an Adjustable-Rate Mortgage

Despite a bad reputation, adjustable-rate mortgages are making a comeback. Learn why an ARM might be the right choice for you.

What You Need to Know About Adding Another User to Your Credit Card

Adding an authorized credit card user can help someone build their credit. But how exactly will it affect yours?

Delayed Gratification and the Secret to Will Power

Saving is nothing more than delayed gratification in action, but trying to defeat our desires for instant gratification outright is often a dead-end endeavor. It's easier if you en

How to Find a Legit Virtual Assistant Job

Working flexible hours from home can be a dream. Learn where to find a bonafide VA job that pays.

7 Times You Don't Have to Give Your Social Security Number

A lot of people may ask for your Social Security number, but not all of them are entitled to it.

The 5 Best Water Filters

Drinking water is important to your health — but it's also important to ensure the water is clean. Water filters are a frugal way to make that happen.

The Top 7 Blogs for Entrepreneurs

Not sure how to get your business to the next level? Get some know-how from entrepreneurs who are paving the way.

8 Online Stores With Surprisingly Great Clothing Deals

Discount retailers aren't the only places to get great fashion deals online. Check out these surprising name brand options.

5 Ways to Say "No" to Friends and Family

It's not always easy to say no to the people you love. Reclaim your time while keeping your relationships with these five ways to say "nay."

21 Things That Young Adults Absolutely Need to Know About Money

While most colleges and universities offer personal finance courses, only a fraction of students sign up for them. It's time for a cram session.

50 Ways to Make Exercise More Fun

Getting motivated to workout day after day can really be a drag. Keep fitness fun — and productive — with these tricks.

Money in Your Yard: How to Sell Palm Trees For Cash

Palm trees are ubiquitous in California and other states with a warm climate. Although they are beautiful trees, some homeowners find them to be a nuisance because they require rou

11 Smart Ways to Maximize Desk Space

How do you expect to get any work done when your desk is a mess? Maximize that minimal space and watch your efficiency soar.

The 5 Charitable Donations That Do the Most Good

If you've got some money to spare, why not consider a donation? These five charities are proven to put your generosity to the best possible use.

5 MicroSaving Tools to Help You Start Saving Now

Every little bit adds up — and faster than you think! If you can't afford large savings contributions, try these microsaving tools instead.

8 Fun Ways to Make Money

None of these will allow you to quit your day job , but they just might let you get enough cash to fund something special.