Hot Today

Wise Bread articles that are hot today.

The Surprising Reasons Your Fixed-Rate Mortgage Payment Could Rise

They say nothing is set in stone, and your monthly mortgage payment is no exception. Plan ahead for these possible house payment price hikes.

30 Signs That You Were Raised by Frugal Parents

Were you raised by frugal parents? Here are 30 ways to tell if there was a frugalista in your family tree.

Best Money Tips: 25 Ways to Travel for Free

Today we found ways to travel for free, last-minute gifts you don’t have to buy, and how to have more money at the end of each month.

10 Questions to Ask Before Accepting a Credit Card Offer

It feels like we toss out unsolicited credit card offers every day. But what about when you actually want to accept one?

The "Secret" Credit Card Perk That Saved Me $300

What to do when a purchase breaks after the warranty is over? Read your credit card fine print — you might be able to get a full, no-string-attached refund.

6 Secrets to a Joyful Life

In 1939 a group of 200 Harvard undergrads became part of a longterm sociological study. The results, published recently, reveal surprising secrets about joy and wellbeing.

5 Personal Finance Lessons From “The Hobbit”

You won't find an ATM in Smaug's lair, but you will find some pearls of financial wisdom scattered about the Lonely Mountain and Middle Earth.

How to Read a Credit Report

You're ready to check your annual free credit report. Now — just how exactly should you read one of these things?

16 Home Purchases for Under $10 That Are Well Worth the Money

Sometimes being frugal is about making do. These 16 home essentials will make your life easier — and none of them cost more than 10 bucks.

How to Survive (and Thrive!) in a Job You Hate

There are a few people who manage to survive and thrive in jobs they really don't like. Here are a few of their secrets for making that hated job easier.

20 Ways to Live Large in a Small Space

Clutter piles up fast and eats up your square footage — especially if you live in a small space. Make the most of the space you have with these simple space makers.

10 Questions to Ask Yourself Before You Ask for a Raise

You may want (and deserve!) a big raise, but before you ask your boss, you should ask yourself some key questions.

New Breadwinner in the Household: How Does This Affect Life Insurance?

When your family's income changes, it's important to reexamine your life insurance coverage. Here's what you need to know.

11 Budgeting Skills Everyone Should Master

Stop dreading the "b-word." Mastering these simple budgeting skills will put you on the path to financial wellbeing.

25 Beautiful Things You Can Make With Paint Sample Cards

The cheapest way to spruce up a space is with paint. Sample paint chips, that is.

12 Awesome Things You Didn't Know You Could Get at the Library

Your local library shares a lot more than books and old movies these days. Find out what you're missing by not renewing your library card.

9 Keys to Creating an Affordable Makeup Kit You'll Love

Anyone can be a frugal beauty maven with the perfect makeup kit. It's easy, and a lot cheaper than you'd think.

How to Pay Off These 4 Types of Debt

Before you start making significant payments towards your debt, make sure you're doing it the right way, and in the right order.

3 Reasons Why You Should Never Buy a New Car

Before you drop big bucks on a shiny new set of wheels, consider how much smarter it can be to buy used.

The 5 Best Facial Cleansing Brushes

Keeping your skin clear and blemish-free isn't easy, but it can be. Just use any of these facial cleansing brushes and your face will always look fresh.