The Fed wants to keep the inflation rate up around 2%, because their efforts to boost the economy only get traction when they can push interest rates well below the inflation rate.
As important as it is to save money, it’s just as important to spend it wisely. And that means that sometimes, it makes sense to pay more for a brand-name item.
You don't have to go back to school in order to make a career change. Instead, follow these moves to leverage the skills and knowledge you already have.
Wise Bread articles that are hot today.
Giving Up Your Car May Be Easier Than You Think
Debating downsizing to one or zero vehicles? The transition may be easier than you actually think.
Sinking Dollar: This Time on Purpose
The Fed wants to keep the inflation rate up around 2%, because their efforts to boost the economy only get traction when they can push interest rates well below the inflation rate.
10 Big Expenses You Can Easily Get Rid Of
The 80/20 rule applies to budgeting, too — 80% of your spend goes to 20% of your expenses. If you can cut those big costs, the savings are big, too.
Single Parent? Try These 10 Tricks for Entertaining Kids on a Budget
Keeping the kids entertained is yet another challenge for single parents. Get creative, watch the budget, and give your kids experiences to remember.
How Cutting Your Losses Can Save You More Than Money
Learn to let go and you'll gain way more than better financial habits. Sunk costs are sunk for a reason!
5 Kinds of Emails to Purge From Your Inbox
A cluttered inbox is just like a cluttered desk — bad for your productivity and your peace of mind. Stop hanging onto those old messages now!
10 Surprising Ways Spring Is Gonna Cost You
Spring and summer bring fairer weather, but they aren't always as pleasant for your bank account. Keep your budget on ice when the temperatures rise.
11 Ways to Make Money on Thanksgiving
While you're waiting for that turkey to roast, why not make a little extra cash?
3 Exciting Overseas Winter Vacation Destinations
Looking to book an exciting winter getaway? Look no further than these overseas destinations.
Yes, You Still Need an Emergency Fund in Retirement
An emergency fund isn't just for the working world. You need to bring one into retirement, too.
7 Money Moves That’ll Protect You During the Next Recession
The Great Recession left our finances in the lurch. These money moves will protect you if we enter another one.
Uber, Lyft, and More — Where to Find the Best Rideshare Deals
Uber, Lyft, and other ridesharing companies promise better prices and better service than cabs. Find out which ones actually deliver.
4 Ways to Make Money From St. Patrick's Day
Bring a little luck of the Irish to your bank account with these easy ways to earn some greenbacks on St. Patty's Day.
The Best Secured Card with No Foreign Transaction Fees
If you travel aboard frequently or make a lot of foreign purchases, you'll need a credit card that offers a low or no foreign transaction fee.
When to Buy Brand Names: Sometimes, the Splurge Is Worth It
As important as it is to save money, it’s just as important to spend it wisely. And that means that sometimes, it makes sense to pay more for a brand-name item.
3 Unexpected Hurdles You Might Encounter When Applying for Social Security Benefits
Social Security is not always a well-oiled machine. Don't get hung up on these snags when applying for benefits.
7 Things You Should Never Do on LinkedIn
LinkedIn can help you find work, make connections, and get ahead — if you use it right. Are you making any of these LinkedIn miscues?
7 Inexpensive Lifestyle Habits That Can Add Years to Your Life
These seven simple changes can add decades to your life — and many of them don't cost a penny. How's that for a return on investment?
Find Your Hidden Spending Habits and Save
If you want to increase savings, find your hidden spending habits and wring out the waste. Start by checking out these spending categories.
How to Make a Major Career Switch Without Going Back to School
You don't have to go back to school in order to make a career change. Instead, follow these moves to leverage the skills and knowledge you already have.