Hot Today

Wise Bread articles that are hot today.

How Much Money Do You Need in Savings When Applying for a Mortgage?

You've saved up the down payment and closing costs for a new house. But do you have enough cash reserves to get the green light from your lender?

How to Do Things That Scare You

It's easy to give up when you're afraid, but that's no way to live. Overcome your fears with this expert advice on doing the things that frighten you.

Home Equity Loan or HELOC: Which Is Right for You?

You have equity in your home, and you need to borrow money. Should you turn to a HELOC or a home equity loan?

11 Steps to Take When Bankruptcy Is Your Only Option

A bankruptcy can sting, but it just may be the lifeline your finances need.

Preserving In-Season Foods for Off-Season Feasts

The garden's bounty is arriving in overflowing CSA boxes and crowded store produce bins. Now is the time to learn the sweet and sour art of home food preservation.

12 Reasons Your Debt Isn't Diminishing

Uh oh — your debt burden has hardly budged from your initial starting balance. What are you doing wrong?

The 5 Best Pet Wipes

Keeping your house clean with a messy dog or cat isn't easy, but it can be. Get any of these pet wipes and those paws will be mud-free.

20 Places to Find the Best Freebies

Free stuff is pretty awesome, right? Here are the best places to find all the freebies you can handle.

8 Hours? 9 Hours? This Is How Much Sleep You REALLY Need

Home many ZZZ's does a person really it need? The answer is "it depends and it's probably less than you think."

First Rule of Financial Wins: Avoid Losses

Financial freedom isn't about swinging for the fences. A strategy based on avoiding losses can pay off big.

4 Beauty Products You Can Make in an Instant Pot

In between making every meal in your Instant Pot, you can make beauty products in there, too!

6 Cheap Date Ideas for Nature Lovers

You don't have to spend your entire paycheck to have a romantic evening out. Just venture out into the great outdoors!

A New Lender Took Over My Mortgage — Now What?

Mortgages are sold every day. If that happens to you, follow these five steps to get through the transition.

How to Negotiate With Confidence and Strike the Best Deal

Intimated by the thought of negotiating? Frazzled by haggling? Here are some tips to help you relax, enjoy the process, and score better deals.

The 6 Healthiest Grocery Stores

Grocery stores often try to trick you into making unhealthy — and costly — food choices. Shop at these stores for healthier marketing.

How to Plan Your Garden

So, here it is, time to start thinking about and planning your spring and summer vegetable garden! There are several factors to consider before planting your garden.

How to Tell If a Car Service Plan Is Worth It

When the finance writer offers you all those car deal add-ons, "No" is usually the right answer. Here's one you might say "Yes" to.

Twitter Can Save You Money with Deals and Coupons

Want a coupon to try out Yoplait Whips for free? Bargainbriana shared one on Twitter. How about a buy-one-get-one-free deal at Denny's? Coupondivas offered one on Twitter, as well.

5 Countries That Welcome American Retirees

Taking your retirement abroad is a good way to stretch your retirement dollars. Before you go, consider these American-friendly locales.

85 Easy, Frugal Halloween Costume Ideas

Check out our list of resources for 85 frugal and fun Halloween costume ideas for kids, adults, and even dogs!