Hot Today

Wise Bread articles that are hot today.

What Is the Fiscal Cliff?

Have you been hearing about the "fiscal cliff"? Discover what the cliff is comprised of, and why some say we're moving rapidly towards it.

Non-financial investments

Talk about investments and most people think stocks, bonds, and mutual funds, plus maybe real estate and commodities like precious metals. Let's call those "financial inve

7 ways to spot a social media snake oil salesperson

Sure, you'd like to boost your online presence and make money on the Internet. But just like pyramid schemes attract the greedy and fad diets interest the desperate, many social me

25 Easy Organizing Changes You Can Make Today

You can get organized. (Really.) And you can even do it in small steps. (Seriously.) Start today with one of these 25 quick tasks.

4 Ways to Fund Your New Business Without Borrowing a Dime

Being your own boss isn't cheap — you'll need cash to get started and to keep going. Here's how to do it without taking on startup debt.

5 Things Every Small Business Owner Needs to Know About Employee Retirement Accounts

More than half of American small business employees don't have a workplace retirement plan. Here's why your small business should offer one.

Great Financial Gifts for Children

Financial management is one of the most important lessons you can teach children — start early with these great (and fun!) financial gifts for kids.

Incentive plans always go awry

Ever worked someplace that had an incentive plan (as in, "Hit these targets and you'll get a bonus")? Here's a little tidbit for you: Incentive plans always go awry.

Regifting: A Simple How-To Guide

As the saying goes, one man's trash is another man's treasure. It's OK to regift as long as you follow a few simple guidelines.

Ask the Readers: What Are Your Best Travel Planning Tips?

Tell us your best travel planning tips and we'll enter you in a drawing to win a $20 Amazon Gift Card!

What to Expect When You're Expecting a Huge Credit Card Bill

That hefty credit card bill finding it's way to your mailbox is packing a punch — and to more than just your wallet.

Quicken Loans Review: Competitive Rates and Good Customer Service

Is a mortgage ReFi through a bank once owned by a financial software company a wise choice? Learn from our reviewer's experience.

Maximize Your Membership: 16 Tips to Shopping Warehouse Stores

Coupon Sherpa compiled 16 guidelines to help you make the most of your warehouse club membership.

Frugal Advice for the Gadget Addicted

If you're obsessed with all things portable and electronic, don't worry — there is help. Learn how to manage costs while getting your gadget fix.

401K or IRA? You Need Both

You know you should have either a 401K or an IRA. Have you considered you might need both?

Why We're So Materialistic (Even Though We Know It's Dumb)

Getting control of our spending and our finances would be a lot easier if we weren't so materialistic. So why are we?

The Underground Guide to International Volunteering (Review)

International volunteering is a genre of travel that is mired in misnomers. Most internet searches will reveal opportunities that cost hundreds (if not thousands) of dollars per we

15 Ways to Get People to Respond to Your Email

Make the most of both your and your recipient's inbox time by making your email more efficient to read and respond to.

6 Back-to-School Items You Can Sell For Extra Cash

When school supplies are in abundance in your home, what should you do? Sell 'em!

7 Signs You're Financially Ready to Start a Family

It's hard to know when you're 100 percent ready to have a baby, but these financial signs mean you're off to a great start.