Hot Today

Wise Bread articles that are hot today.

Debt repayment is not an expense

Over and over again, in budgeting articles and even books on personal finance, I see sample budgets that include debt repayment as if it were an expense. This shows a fundamental

Do You Need Credit Monitoring to Protect Your Credit?

With data breaches everywhere you turn, credit monitoring seems like a smart thing to get. But do you really need it?

Jobs That Offer Free Room and Board

If you're looking for a job with some non-traditional perks, check out these gigs that not only provide a salary, but also free accommodations.

How to Escape Reward Card Spending Traps

Even savvy shoppers can get sucked into credit card traps. Get the benefits of a rewards card and avoid the pitfalls by developing these habits.

11 Financial Moves to Make the Moment You Get Fired

Getting fired can feel like your world is falling apart. Make these financial moves right away and you'll start putting it back together again.

10 Household Tools Every Frugal Homeowner Should Own

From hammers to hacksaws, here's how to nail down the perfect frugal home toolkit. You'll be ready for almost any repair!

Ready For Extreme Saving? Money Saving Advice For An Extreme Economy

The question has arisen in our household whether I should be saving more. Should we resort to extreme saving measures during this recession? Should an extreme economy require grea

Make Money Online with Free Videos

Last year I bought an online course that actually enabled me to increase my income from online work from $100/month to income that’s the equivalent of a full time job

7 Things Financial Advisers Wish You Knew About Retirement

You don't need a crystal ball to plan your retirement. You just need to listen to your financial adviser.

Are You a Hothead? 10 Things Patient People Never Say

Sometimes even the best of us lose our cool. If you find yourself belting out any of these phrases frequently — you may need to tone it down.

8 Technologies We Wish Were Never Invented

The future is now — and it's slightly more annoying, unhealthy, and destructive than we we ever dreamed of. Where's the "undo" button?

Financial Lessons From The Hunger Games

The popular story takes place in what might seem like a very different society, but it has many real-world lessons.

11 Cool Uses for Popsicle Sticks

Don't toss those old popsicle sticks in the trash! Give 'em a quick rinse and upcycle them into something new and cool.

6 Ways to Avoid Running Out of Money in Retirement

Stop worrying that you won't have enough money in retirement. Instead, follow these tips to ensure you remain financially comfortable as long as you live.

Quicken Loans Review: Competitive Rates and Good Customer Service

Is a mortgage ReFi through a bank once owned by a financial software company a wise choice? Learn from our reviewer's experience.

How The Economic Crisis Challenges Our Financial Beliefs

As the economic crisis deepens, I'm seeing more people beginning to challenge the conventional wisdom espoused in personal finance. Given how financially difficult things have bec

4 Easy-to-Fix Reasons Your Savings Account Isn't Growing

Don't get frustrated by a stunted savings account. Make these moves instead to help your money grow.

5 Free Accounting Tools for Freelancers

As a freelancer, you have enough expenses and income to manage. You don't need a pricey bookkeeping tool on top of that.

Don't Buy a House With a Pool Until You Can Answer These 7 Questions

You might be dreaming of taking a dip, but owning a home with a pool raises plenty of pricey questions.

20 Easy Ways to Stretch Your Grocery Dollars

Before you tighten your belt, wring the waste out of your grocery budget with this collection of proven ways to trim food costs.