Hot Today

Wise Bread articles that are hot today.

What Is Private Mortgage Insurance, Anyway?

That little acronym — PMI — pops up quite a bit for new homeowners. Here's what it is, and how much it may cost you.

Why I Didn't Pay My Mortgage Off In Full

Getting out of credit card debt, paying off all student loans, and paying off their mortgage in full ASAP is the #1 goal of almost every personal finance blogger on the Wise Bread

4 Ways Your Brain Tricks You Into Spending

The human brain is a beautiful, complex thing. It's also a total shopaholic.

5 Strategies To Wipe Out Your Credit Card Balance

I have a couple of friends who live by their credit cards.  Unfortunately, they both have lower income jobs and live in survival mode, while continuing to participate in one financially [more]

How to Get a Price Match Through Your Credit Card

Many of the best credit cards offer price match on your purchases, which can save you big.

How to Clear Out Financial Clutter

Any kind of clutter can weigh you down, even financial clutter. So clear it out and get your finances back on track.

Get Out of Debt First, Then Focus on Saving

When you’re in debt, it’s nearly impossible to save money. The money you save while paying off debt is not likely to earn as much interest as the interest you pay towards your debt

This Is When You Should Borrow From Your Retirement Account

The usual advice is to never, ever borrow from a retirement account. Here are a couple of scenarios when it might be a good idea.

10 Classic Impulse Buys We Need to Stop Falling For

Acting on impulse is good when you're catching someone who's falling, or swerving to avoid an accident. But when it comes to shopping, it's not your friend.

You're Going to Get a Traffic Ticket Soon

How soon? Probably within a year, but it depends on what shape your state's economy is in. Learn more, plus suggestions for how to avoid the dreaded lights and sirens.

101 Little Things You Can Fix Right Now!

Whether you're on hold with customer service or just have an extra minute or two, tackle one of these projects RIGHT NOW to make your life more awesome.

The 5 Best Internal Solid State Drives

Want to boost the speed and storage space on your computer? These internal solid state drives will do just that without burning a hole in your wallet.

This One Thing Will Get You to $1 Million (Tax-Free!)

Saving a big hunk of money for retirement — up to a cool million — is not complicated or hard. All you have to do is this one thing, every month.

Bicycling Safety in the City

My passion for bike riding and general common sense as a driver helped me navigate my town's busy streets and traffic clogged arteries. There were a few safety items I had to keep

5 Stocks Your Kids Would Love to Own

From Snapchat to Disney, these five stocks will get any tween excited to invest.

34 Ways to Come Up With the Rent Before the Month Ends

Tight on cash? There are plenty of ways to get that rent money before the 1st of the month.

The Absolute Worst Ways to Ask for a Raise

You deserve a raise. You know you do! But ask the wrong way, and you won't get a dime.

5 Reasons Everybody Needs an Elevator Pitch — Even You!

Sometimes you only get one shot — and that's exactly why you need to craft the perfect elevator pitch.

Why You Should Have Renters Insurance

If you rent your home or apartment, renters insurance can provide you with coverage in case of robbery, natural disaster, and other unexpected situations.

How to Get Into a Good School District for Less

You don't have to buy an extremely expensive house to get your child into a good school. Here are some other approaches to consider.