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Wise Bread articles that are hot today.

5 Money Ratios to Live By

These five money ratios answer questions about spending on housing, saving, engagement rings, retirement, and investing.

6 Times When It's Okay to Take a Loan

There's nothing frugal about borrowing to support a lavish lifestyle. But for essential big purchases, it's okay to visit your bank.

21 Uses for Salt (Besides Seasoning)

Salt isn't just a way to make food more flavorful. From cheap cleaning to budget beauty and more, discover more great things to do with salt.

How to Sell Your House Despite Your Messy Kids

Kids make a mess. You can still make a quick home sale despite the disarray.

This Is How Long These 6 Appliances Should Last

Major household appliances aren't cheap. Here's how long you can expect your investment to last.

15 Uses for Garlic That Deserve a Round of Applause

Put your garlic to work beyond the kitchen with this list of alternative uses that help you do everything from remove splinters to cure sore throats.

8 Negotiating Skills Everyone Should Master

Regardless of your job, negotiation is a communication skill that everyone should master. It could save you BIG.

The 5 Best Food Steamers

Steaming veggies and other foods for dinner isn't always quick and easy, but it can be. Use any of these food steamers and your meal will be magnificent.

How to Budget and Track Expenses for Your Next Vacation

Budget Your Trip is a free online tool that puts some science into estimating, budgeting, and tracking your expenses for your next vacation.

7 Smart Ways to Invest in Your Health

Looking for a smart place to put your money? You don't have to look far.

Living Without Air-Conditioning Can Save Big Bucks This Summer

Living in 90 degree weather with over 70 percent humidity the past few days has not been easy here in rural Nebraska. Hearing others complain about it only makes it worse -- especially knowing that they probably have air-conditioning. [more]

8 Baby Items With the Highest Resale Value

The good thing about babies growing quickly is that you can make money by selling their old stuff!

School Bookstores Can't Afford Cheap Textbooks

I'm taking just one course this semester, with just one reasonably priced textbook. According to the back cover, the price was $29.95, but that isn't the price I paid. I pu

How Too Many Small Decisions Can Cost You Big

Small decisions might not seem taxing separately, but collectively, they can really weigh you down. Here's how.

How to Step Out of Your Comfort Zone and Try Something New

Trying something new can feel exhilarating — and completely terrifying. Learn how to get over your fear to do something fresh and exciting.

This Is How the High Cost of Cheap Gas Hurts You

Turns out cheap gas isn't so cheap after all.

Stuff We Love: Pasta Made With an Imperia Pasta Machine

If you love pasta, but don't love rolling and kneading dough, consider an Imperia Pasta Machine. It's fun and inexpensive, and the results are delicious.

Snowballs or Avalanches: Which Debt Reduction Strategy Is Best for You?

There are two leading strategies for debt elimination. Both will work, but one gets you out of debt a little faster and a lot richer.

4 Ways to Buy a House Without a Mortgage

No mortgage? No problem. You can still purchase the home of your dreams.

5 Dreams You Won't Achieve Unless You Live Below Your Means

By spending less than you earn, you can much more easily achieve big goals in life, from retiring early to finding a job you really love.