Whether you're intimidated by budgeting or are just looking for a new technique, the simple and effective envelope system can make budgeting oh-so-easy.
Lifelong learning is important, but you don't need to go back to school. Choose one of these six methods, and you can actually earn money while you learn.
When I was first introduced to budgeting, the model used was the envelope method. Every payday you'd take your cash and divide it up among envelopes labeled "Rent," "Groceries," "Electric Bill," etc. [more]
Wise Bread articles that are hot today.
8 Things Real Estate Agents Don't Want You to Know
Your real estate agent represents your interests, right? Not always. Learn the secrets your agent might be hiding from you.
Half of Americans Are Wrong About Their Retirement Savings
Most Americans have no idea what their retirement outlook is, for better or worse. Are you one of them?
What You Need to Know About the Easiest Way to Save for Retirement
Target-date funds are an easy way to "set and forget" your retirement savings. But they have a few downsides, too.
10 Dumb Little Budgeting Mistakes You Need to Stop Making Today
Small little spending and budgeting mistakes add up to big holes in your finances. The good news is that you can find and fix them.
15 Fantastic Chalkboard Paint Projects
From party favors to fridge and pantry organizers, these chalkboard paint projects will spiff up your space, and help you remember what's in it!
10 Organic Grocery Items That Aren't Worth It
You don't have to choose organic to avoid pesticides — you just have to know which foods to choose.
Is a 15-Year Mortgage a Good Idea?
A 15-year, fixed rate mortgage can save you thousands in interest payments. But is it really worth it?
What if the Mortgage Interest Deduction Went Away?
What would happen if the mortgage interest deduction were eliminated?
A Comprehensive Guide to the Envelope System
Whether you're intimidated by budgeting or are just looking for a new technique, the simple and effective envelope system can make budgeting oh-so-easy.
6 Ways to Get Paid to Learn
Lifelong learning is important, but you don't need to go back to school. Choose one of these six methods, and you can actually earn money while you learn.
10 Foods Scientifically Proven to Increase Your Energy
Dreading the midday crash? It might be what you’re eating. Try snacking on these delicious superfoods for that needed boost of energy.
The U.S. Savings Rate Has Tanked — Here's Why That Matters
The U.S. savings rate is the lowest since the Great Recession. Do you need to get your savings back on track?
9 Best Free Financial Learning Tools
Whether you're baffled by bonds or confused by compounding, all the financial education you need is just a click away — and it's all free.
How to complain and get a good result.
When you're on the receiving end of a poor product or service, you're entitled to complain. Here's how to do it.
Financial Lessons From The Hunger Games
The popular story takes place in what might seem like a very different society, but it has many real-world lessons.
The 10 Worst Ways to Make Extra Money
Having a side income can make life a lot easier...but there are some good ways to earn that side income and some seriously awful ones.
5 Ways to Safeguard Your Financial Future With Just $200
You don't need a lot of dough to safeguard your financial future. A couple hundred bucks is a good start.
American Savings Secured Visa Credit Card Review
The American Savings Secured Visa credit card offers an opportunity to rebuild bad credit with a low fee, interest earning option.
6 Ways to Get Financially Fit for Homebuying Season
Ready to take the plunge on your dream home? Before you hit the housing market, do a little financial fine-tuning of your own.
Your budget: envelopes or a plan?
When I was first introduced to budgeting, the model used was the envelope method. Every payday you'd take your cash and divide it up among envelopes labeled "Rent," "Groceries," "Electric Bill," etc. [more]