For years, I struggled to negotiate effectively with a business associate (I’ll call him Mr. X), despite concessions gargantuan in my estimation but miniscule and unacceptable in h
You've figured out how to have positive cash flow (aka spend less than you earn) for now; but will you have enough money for later? Funding for future requirements, such as
It’s all the buzz lately as healthcare costs rise, and especially after Michael Moore’s SICKO caught the attention of the masses. Those of us not living in places where everyone
MIB. No, it's not the alien-hunting agency Men In Black; it's the illness-hunting agency Medical Information Bureau. And you may not know it, but they could
When I lived in Berkeley I loved taking public transportation, and since I was such a bus aficionado I did not learn to drive until I was 20. Right now I live in San Mateo where t
The truth is that rents sometimes do not cover the monthly costs of owning the rental home, so how is it that these real estate gurus make their money? A lot of people think that i
At the same time nostalgic and alluring, nothing epitomizes travel so much as the postcard. Whether decorating your home, revisiting old memories, or making new friends, a little f
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