Hot Today

Wise Bread articles that are hot today.

Give it a REST!

So you've heard of a sleep debt. [more]

It's Your Last Chance to Claim These 8 Tax Deductions

Tax Day 2018 is a big one; this will be your last chance to claim these major tax deductions.

How to Get Rid of Your Junk

A few weeks ago, I took a seminar called "Commanding Your Clutter" at a local community college. Here's what I learned about collecting, hoarding, shopping, and finally, letting go

7 Secrets to Refinancing an Underwater Mortgage

An underwater mortgage can drag you down. Learn how to refinance and why now is a great time to contact a lender — even if you were previously denied.

The 7 Most Affordable Destinations for Bird Nerds

If bird watching is a hobby of yours, you'll love these affordable vacation spots.

The 5 Best Body Lotions

Keeping your skin constantly smooth isn't easy, but it can be. Just use any of these body lotions and your skin will stay soft and supple.

Incentive plans always go awry

Ever worked someplace that had an incentive plan (as in, "Hit these targets and you'll get a bonus")? Here's a little tidbit for you: Incentive plans always go awry.

Don't Skip These 8 Tax Breaks for Students

College isn't cheap, but students of any age can cut the cost by claiming the right deductions. Would any of these help you or a student you know?

How to Keep Long-Term Travel From Ruining Your Career

Long-term travel can harm your career and your job prospects, but it doesn't have to. Learn how to make your long-term travel work for your career.

You Don't Need a Retirement Plan — You Need a Financial Independence Plan

If planning for retirement is your primary financial goal, you may be doing it wrong.

Last Minute Wrapping Paper: 5 Options

I've been known to wrap presents literally five minutes before the family has planned to open them — and that means there's no time for a last minute run to the store for a roll of

Want to Cut Costs? Get Yourself a Frugal Filter (or Two)

If you follow this simple process, you'll be happier with your financial choices — and your life.

4 Ways to Win the War Against This Summer’s Electric Bill

Energy increases are common this time of year, and with many families already struggling to pay the utility bills, it can seem more burdensome than ever. There’s no one-size-fits-

How to Stop Student Loans From Ruining Your Life

You got a higher education to improve your life — not to burden it. Don't let a student loan ruin everything.

8 Giveaways That People Were Just Talking About You

Our ears aren't actually very reliable when it comes to sensing gossip and busybodies. Here's what to look for instead of toasty earlobes.

9 Signs Your Work-Life Balance Is Off

If you think work-life balance is checking emails in the checkout line, it's time to re-evaluate.

How to Sell Gold Without Getting Ripped Off

High gold prices mean this could be a lucrative time to clean out your jewelry box, but don't let a rip-off waste this golden opportunity.

6 Cheap Ways to Stage Your Home in a Buyer's Market

Home sellers can be low on leverage in a buyer's market. But these six simple, inexpensive things can help you make the sale.

Bigger Paycheck or Bigger Tax Refund — Which Should You Pick?

Usually planning your taxes for a small refund is best, but not always. Analyze your money psychology and your spending to make the right choice.

3 Ways To Build Good Business Credit With Bad Personal Credit

A bad personal credit rating is not the end of the world -- or your small business. It's a problem to be managed, just like any other.