Hot Today

Wise Bread articles that are hot today.

6 Upsides of the Down Economy

The recession may have a silver lining in the form of better quality of life. Learn the 6 ways the recession has inspired us to save money and live well.

How to Start Off Your Cover Letter Right

Follow these examples to write an effective, attention-grabbing cover letter introduction!

Making Home Affordable expanded again - borrowers allowed to refinance loans up to 125 percent of value

When the Obama administration first announced the details of the Making Home Affordable program in March, the guidelines for the refinance portion stated that the loan refinanced c

Forget the Phonebook: 3 Local Marketing Initiatives With Higher ROIs

Even though few people use the phonebook to find local business these days, in an ironic twist, advertising in the phonebook has become more expensive. Small business can boost

Independent Contractors vs. Employees: Keeping Them Straight

Who the IRS considers an employee and who it considers a contractor doesn't always match what a business owner might expect.

Exploring Debt Restructuring Options

If your business is finding it hard to keep up with all its credit card, credit line, and bank loan payments, it may be time to consider debt restructuring.

11 Free Ways to Generate Referrals

What to generate referrals without spending money? Here are ways to elicit, not solicit, referrals.

Flashback Friday: 75 Cheap Ways to Enjoy the Final Days of Summer

Summer is almost over! But you can still have summer fun on the cheap.

Creating a Smooth Business Transition when You Sell Your Company

When the time comes to sell your company, you want to be able to smoothly transition your business to the new owner. That can take planning.

The Real ROI of Social Media

The value of social media lies mostly in the daily process of helping every employee do their job more efficiently and effectively.

What a Buyer Looks for During Due Diligence

In the case of a buyer considering taking over a business, the due diligence process is usually focused on making sure that the business is exactly what the seller promises.

Can You Save Money by Outsourcing?

Staffing companies, freelance job boards, and temporary help agencies are experiencing record growth as companies turn to outsourcing.

The 4 Ps of Luxury Branding

Our 1920s flying machines pre-dated the Four Ps of marketing, but those marketing points were still integral for growing our business.

10 Tips from Bootstrapping Entrepreneurs

From finding customers to staying on top of marketing, these tips from experienced entrepreneurs can help you avoid common new-business pitfalls.

Is An Office Necessary?

From some businesses, an office is a necessity. For others, it's a wasted expense. Which is yours?

5 Steps To Giving Feedback Without Sounding Mean

Follow a few simple guidelines to take the sting out of constructive criticism.

Hiring the Best: Go Beyond Asking Questions in an Interview

The next time you hire a new employee, skip the interview and play chess instead.

Increase Sales by Narrowing Customer Choices

Your customers are adrift in a sea of choices. Steer them to the sale with the right selection and the right information.

8 Terrible Business Predictions (and 1 Valuable Lesson)

The only thing certain about predicting future business success is that nobody can. Especially not these eight experts.

How To Switch Business Gears Without Losing Customers

In business, as in life, change is inevitable. Here's how to help your customers grow accustomed to the new you.