Hot Today

Wise Bread articles that are hot today.

Savings Rates Below Inflation? Save Anyway

When savings rates are below the inflation rate, it's easy to delude yourself into thinking you shouldn't save. That's a bad idea.

Training Your Dog: 9 Hazardous Habits (and How to Break Them)

A dog doesn't need to graduate from an (expensive) obedience school to be good. Learn how to teach him the habits that will keep you both happy.

The Dirt on Travel Insurance

In the world of travel insurance, no two policies are the same. Different activities and locales are covered in different ways between insurance companies, and even within the same

7 Penalty-Free Ways to Withdraw Money From Your Retirement Account

Borrow money from your IRA, penalty-free? It's possible in these seven scenarios!

How to Save Money by Going (Mostly) Meatless

By making a few clever substitutions, you can save money going (mostly) meatless — and make food that tastes so good, you won't even miss the meat.

Money to start your business--without banks or saving

Suppose you and your friends all want to start small businesses. You've all got money coming in, you're all in a position to save up some capital, but it would take you a year

Biggest Money Saving Tip: Move Far Away from the Joneses

I have to admit that while many people in the U.S. talk about “Keeping up with the Joneses”, I spent the first 20 years of my life never knowing what that meant. My rural lifestyl

Trim Costs with Cheaper Kid's Haircuts

A recent tabloid article compares the homemade hairstyle of Brangelina's toddler with the designer salon-style of Tom and Katie Cruise's kid. Is there a happy and frugal medium fo

6 Questions to Ask Before You Quit Your Job

Wait! Before you give your two-week notice, make sure you're leaving for the right reasons.

ReFi Shy? How to Determine If Now Is the Time to Refinance

As interest rates head north, homeowners are wondering if the timing is right to refinance. Here's how to find out.

Want a Company to Hear You? Talk to Their “People.”

Sure, you could call a company's customer service line in times of trouble. I've done it in the past with excellent results. I've also run into the occasional “I don't care.” Th

Tips for Playing Credit Card Roulette

It's exciting, it's risky, and it means you might get to eat for free -- or pay the entire bill. Discover the fun and danger of credit card roulette.

Walking the Tight Rope of Financial Recovery: The Mental Game

Though some economists are tentative and a few disagree outright, the majority of people in the know believe that the worldwide recession has hit rock bottom and we are now, slowly

Dreaming of a Frugal Christmas: 6 Things You Can Make That People on Your List Will Use and Want

You know sometime in November you'll be rushing around trying to think of cheap Xmas gifts to buy or make. Why the rush? Start now with some simple fun things to make that everyone

Forget Your Weaknesses and Build on Your Strengths to Find Success

Choosing the path of least resistance doesn't mean you're lazy; it means you're playing to your strengths. Here's why you should keep doing it.

Simple Living: Determining Your Priorities

Even with the economy slowly exiting the spectacular nosedive it took last year, many people find themselves with a renewed interest in living simply. However, what that means for

7 Clever Uses for Tea Bags and Hair Clips

Wise Bread editor Janet Alvarez recently shared some fun uses for a couple of everyday household items on TV. Just in case you missed it live — here they are!

5 Ways American Retirement Is Changing

American retirement isn't what it used to be. Are you adapting with the changing times?

Best Money Tips: Essential Steps to Take Before a Job Interview

Today we found some awesome articles on essential steps to take before a job interview, reducing stress in your life, and making money for your monthly bills.

10 Reasons Why You're Not Reaching Your Goals (and How to Change That)

Fail to reach another goal? Don't beat yourself up about it (that's reason #6), but do use this list to learn why you've failed — and how to do better next time.