Hot Today

Wise Bread articles that are hot today.

The Benefits of Having a Roommate (Besides Saving on Rent)

Living with someone else means cheaper rent, but that's not all. Learn all the reasons why a roommate is great for your wallet AND your well-being.

4 Smart Things You Should Do With Your First Real Paycheck

Your first real paycheck is cause for celebration — and cause for some smart money moves.

5 Things That Could Wreck an Early Retirement

Those chasing early retirement with aggressive saving and frugal lifestyles should also prepare for unexpected costs, post retirement.

20 Recipe Substitutions That Save Money and Prevent Food Waste

Can you really taste the difference between pine nuts and sunflower seeds in that pesto? Your wallet can! Discover 19 more great, money-saving subs.

What to Buy (and Avoid Buying) in June

June is a great time to buy both donuts and lingerie (Happy Father's Day!). Find out why and learn what else is a good buy after the click!

3 Steps to Getting Started in the Stock Market With Index Funds

For new investors with limited resources, the stock market can be confusing and intimidating. Index funds are an easy, low risk, and affordable way to get started.

Emergency Plan: Better Than an Emergency Fund

This is broader than just an Emergency Fund; it's an Emergency Plan.

The 5 Best Noise Canceling Headphones

Whether you work in a busy office, travel a lot, or just love listening to music, these headphones deliver spectacular audio quality and minimize distractions.

6 Ways to Convince a Store Clerk to Give You a Deal

Sometimes, you just have to know the right questions to ask in order to score a great deal.

The 5 Best Women's Cross Training Shoes

Getting fit isn't easy, but with the right shoes, it can be. Just put on any of these women's cross training shoes and your stride will always be on point.

How to Store Herbs to Make Them Last Longer and Taste Better

Herbs too often lose flavor before use, which means wasted herbs and money. Keep your herbs fresher longer with some simple storage tricks.

6 Smart Ways to Boost Your Social Security Payout Before Retirement

Pave the way for a smart retirement by boosting your Social Security payout first.

Contingency Plans

Are you assuming that things will go along pretty much okay? Most people do, and they're usually right. Even when they're wrong, it tends to be okay, because the typical household'

5 Money Ratios to Live By

These five money ratios answer questions about spending on housing, saving, engagement rings, retirement, and investing.

Laser vs. Inkjet: Choosing the Wrong Printer Could Cost You

Can't decide between a laser or inkjet printer? Follow this guide and do the math.

You Got a Raise! Now What?

Congrats on those extra dollars in your paycheck! Don't just blow through 'em, though. Put the extra money to work.

9 Silly Reasons People Don't Invest (But Should)

People come up with the silliest reasons not to get started investing. Drop these excuses and get started investing!

5 Fun, Cheap Party Games You Didn't Know About

You can turn a fun get-together into an awesome party with any of these entertaining and frugal party games (and none of them are Charades).

8 Ways to Actually Relax Over the Holidays

Is holiday stress season is here again? This year, resolve to take it easy despite your overflowing calendar.

Start with recurring monthly expenses

I tend to divide spending up into four categories. [more]