Hot Today

Wise Bread articles that are hot today.

Hand-me-down Cell Phones

If you lose or drown your cellular phone before you're eligible for an upgrade, don't buy a new one. Ask around and you're sure to find someone with an unused handset t

The Bailbondsman Approach: Why Some Of Us Stay Broke

The government is letting people think that it's okay to make bad choices. The Treasury is rewarding bad behavior and the consumer is learning nothing except to keep up the

Fund Raising Dos and Don'ts

After accidentally finding myself taking on the work of an International NGO on the fly in a foreign country, I learned a few things about fund raising. Here are some dos and do

403B vs. 401K: How Are They Different?

Sure, you know what a 401K is, but what the heck is a 403B? Here's how they differ.

Things I Wish I Knew Before I Bought My Second House

You might think that once you've bought one house, you're a pro. But being a second-time homebuyer can come with some unexpected surprises.

11 Great Apps for Book Lovers

Nothing beats the feel of a well-made book, but you can't carry your whole library with you to the park.

One Pot Roast, A Week of Cheap and Delicious Lunches

Hamburger was once the meat for cheap meal plans. As food costs have risen, however, it is often more common to find a good cut of shoulder roast on sale for less money per pound

Paying While Traveling: Which Is the Smartest Option?

Not all payment options are equal, especially while you're traveling. Here's how to avoid fees — and worse — while paying on the road.

Less Expensive Ways to Enjoy San Francisco

There's more to San Francisco than cable cars, Union Square, and Fisherman's Wharf. The more of the 'other' San Francisco you see, the cheaper your stay becomes--especially a stay

8 Ways to Eliminate Debt While in Grad School

Grad school doesn’t have to wreak havoc on your finances. In fact, if you plan carefully, you can even graduate debt-free.

5 Things You’re Overpaying For on Your Vacation

Most people are wasting hundreds or even thousands of dollars on these common money traps. Are you?

10 Great Reasons to Drink Wine

Wine's great taste is reason enough to drink a glass or two. But if you need more to justify that drink, consider these 10 health benefits.

7 Ways to Sneak More Exercise Into Your Busy Schedule

You are only a few minutes away from a better, healthier you!

Not driving your less-frugal friends crazy

A while back, I heard an interview with a guy who, troubled by the Exxon Valdez oil spill, decided the right response was to quit driving. The bit of the interview that stuck with

These 15 Road Trip Snacks Make It All About the Journey

Are we there yet? Who cares when the car is filled with delicious — and healthy — snacks and treats like these!

Saving for Opportunity

What happens if an opportunity comes your way that you just can’t pass on, but just can’t find the money for either? If you have an opportunity account, you won’t have this problem

Acknowledge You Have a Problem with Debt

Debt limits freedom. It's as simple as that. The process of getting out of debt first starts with acknowledging that it really is a problem. This simple act will radically impro

Do What You Love: Idealistic Nonsense Or Good Advice?

"Do what you love" has always been the cheesiest advice you can give a young person, but can it really be solid advice? In anything you do, there's the struggle of between paying t

10 Places to Find Cheap, Good-Looking New Furniture

You don't have to dumpster dive or trawl Craigslist to find cheap chairs (or any other furniture). Shop these retailers and buy affordable NEW stuff instead.

Book Review: The Art of Manliness Classic Skills and Manners for the Modern Man

I just finished reading "The Art of Manliness: Classic Skills and Manners for the Modern Man" by Brett and Kate McKay. As the married mom of 2 sons nearing manhood and the daughter