Hot Today

Wise Bread articles that are hot today.

Bankruptcy is a good thing

I don't mean that declaring bankruptcy is a good thing--obviously that sucks for everyone involved. But a system of bankruptcy is a good thing. It's good for creditors an

Best Money Tips: Small New Year’s Resolutions for Your Money

Today we found small New Year’s resolutions for your money, cheap ways to make your life happier, and overpriced grocery items to skip.

Coming to Terms With Your Long-Term Debt

If you're in debt, you're not alone. Millions of people are struggling with payments, but coming to terms with your long-term debt might be the key to paying it off.

The Paradox of Choice and the Mortgage Crisis

We often think that having more choices is better. But in reality, having more options might cause us to make bad decisions — like getting risky mortgages.

6 Tax Deductions Job-Hunters Can’t Afford to Overlook

If you spent part of last year looking for a job, you might like the IRS a little more this tax season. Discover tax deductions just for job seekers.

Best Money Tips: Maximize Your Savings When Buying in Bulk

Today we found some fantastic articles on maximizing your savings when buying in bulk, ways to spend less on your dog, and hidden costs of college.

7 Money Lessons We Can Learn From Beyoncé

Men and women alike can take away a few critical money lessons from Queen Bey herself.

An Inexpensive Diversion

My digital era middle-school-aged son has adopted the use of a low-tech, low-cost entertainment device. I have put much effort into convincing him to balance his love of technology

Dumbest packaging ever?

I tend to believe that American consumers are savvier than advertisers and marketers give us credit for. That's why I don't understand why marketers waste so much time trying to se

5 Shopping Habits to Nix Before You Turn 30

Achieve financial success in your 30s by leaving these bad shopping habits back in your 20s.

Best Money Tips: How to Retire Early

Today we found some stellar articles on how to retire early, ways to keep your security deposit, and how to get free prescription drugs.

7 Apps for the Tech-Challenged Traveler

Not so smartphone-savvy? No worries. These travel apps are easy to use and super helpful.

Everything You Need to Know About Freddie Mac and Fannie Mae

The names Freddie Mac and Fannie Mae probably ring a bell, especially if you've applied for a mortgage lately — but who or what, are they, exactly?

Degrees of Frugality: 7 Tips for the College-Bound

It's no secret that college tuition and the related expenses can be daunting for students and families. Here are seven tips for minimizing the costs of college.

How to Negotiate Higher Pay at Your Next New Job

For most employees, a new job is the best opportunity for a significant pay raise. Get the salary you want (and deserve!) with these simple negotiating guidelines.

10 Tips for Balancing Love and Money

When it comes to money in relationships, love alone isn't enough to build a life together — it also takes communication and honesty.

Find Love With These Fun and Cheap First Date Ideas

Forget dinner and a movie. A killer first date should be about the two of you, and the world you can explore — together.

10 Weird Ways to Get Things Done That Might Work For You

Feel like your to-do list just goes on and on, no matter what you do? Try these (especially #5), and see if you aren't closer to "done."

5 Money Lessons I Learned From Watching Wheel of Fortune

What can missing letters and a big spinning wheel teach about personal finance? Plenty, if you know where to look.

How to Get What You Want on Customer Service Calls

Learn 8 effective strategies for getting what you want on customer service calls. Communicate better, communicate smarter and get your problem solved!