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Wise Bread articles that are hot today.

Peak Debt

Is there a limit to how much Americans can spend? Clearly there is: All they earn, minus savings and service on their existing debt, plus new borrowing. Since the Bureau of Econ

7 ways to spot a social media snake oil salesperson

Sure, you'd like to boost your online presence and make money on the Internet. But just like pyramid schemes attract the greedy and fad diets interest the desperate, many social me

50 Things You Can Do Today Instead of Going Shopping

Resist the retail therapy urge and instead spend the day broadening your horizons, reconnecting with a friend, or participating in one of these 48 other pastimes.

The Simplest Way to Live Simply — And Cheaply

Simple living starts from a single action — prioritize what matters. Learn how to take that basic step and the ones that follow come easy.

The 5 Best Power Banks

Running out of juice before the day ends is the worst. Keep your gadgets fully charged with one of these Best 5 power banks.

Attempts to Escape the Clutches of Online Data Aggregators

There's a new crowd of web sharks on the prowl; they are effective, they are legal, and they want your data. Learn how to remove yourself from their jaws.

How to Minimize Cell Phone Charges When You Travel Abroad

International roaming charges on cellular phones are super expensive. Beat those high prices with some clever workarounds.

11 Ways to Get Over Rejection

Whether it's a job, a relationship, a big purchase, nobody likes being rejected. Understand rejection's ancient roots and learn how to overcome it.

50+ Ways to Have Free Outdoor Fun

From exploring nature and working out to reading, learning about history, and much more, there are plenty of ways to enjoy your time outdoors.

The 5 Best Solar Power Banks

A solar powered charger, like one of these five best choices, can keep your gadgets topped up with juice as long as the sun shall shine.

5 Characteristics of the World's Youngest Billionaires

There are 2200 billionaires in the world, and just 63 are under the age of 40. Here's what they have in common.

Optical Illusions That Make You Fatter and Your Wallet Lighter

One of my best friends told me that the key to food portion sizes was this: "Eat from small plates, drink from taller glasses." And optical illusions are at the root of it.

6 Reasons Cutting Your Landline Is a Bad Deal

Dropping home phone service has become a popular way to cut a few dollars from the budget. But are the savings really worth it?

How Travel Rewards Credit Cards Really Work

Earning and redeeming travel rewards may seem more complicated than ever. Get the latest on how best to get and spend travel rewards.

The Benefits of Having a Roommate (Besides Saving on Rent)

Living with someone else means cheaper rent, but that's not all. Learn all the reasons why a roommate is great for your wallet AND your well-being.

6 Pitfalls of Down Payment Assistance Programs

Before you apply for a down payment assistance program to help pay for a house, make sure you understand all the potential downsides.

12 Reasons You Can't Focus — And How to Fix It Now

A wandering mind is no friend to productivity. If you can't focus, it might be due to these 12 unhealthy habits.

10 Most Breathtaking Day Hikes in the U.S.

Make sure your travel bucket list includes these thrilling and majestic hiking spots across the U.S.

The 8 Things That Are Always Cheaper at Target

Target is hitting the bullseye for ultra-low pricing on these eight products. Shop smart and save with these choices.

5 Times You Must Freeze Your Credit Report

Freeze! Securing your credit report from fraud or other suspicious activity might save you a big headache later.