Hot Today

Wise Bread articles that are hot today.

Is Social Security Just A Grand Ponzi Scheme?

I received my Social Security statement this week and it was a useless piece of paper to me since I do not qualify for retirement benefits yet. I always hear critics of Social Sec

6 Ways to Have a Great Late-Night Workout

Late at night may be the only time you have for a workout. To make it great (and still fall asleep on time) follow these suggestions.

10 Tips for Landing the Perfect House-Sitting Gig

Want to travel around the world and stay in great houses for free? It's simple — house-sit. Follow these suggestions to get started.

Ask The Readers: Do You Have Multiple Sources of Income?

Tell us if you have multiple sources of income and we'll enter you in a drawing to win a $20 Amazon Gift Card!

How Late Payments Affect Your Credit

Don't let runaway late payments wreak havoc on your credit score.

The Case for Expensive Shoes

Many cost-conscious consumers cling to a short list of must-haves that are worth purchasing no matter the price. High-quality shoes should make the cut every recession.

8 Times Booking Your Own Travel Is Cheaper Than a Package Deal

Don't just book a package believing it's the cheapest option. Booking independently could score you big savings.

11 Ways to Have Fun at Your In-Laws

Visiting in-laws can be emotionally and physically draining. Learn ways to enjoy yourself and your family despite holiday and travel stress.

How Free Extended Warranties Work on Credit Cards

Did your pricey purchase break just months after your warranty expired? Your credit card has you covered.

Ask the Readers: What Was the Last Book You Read?

Tell us about the last book you read and we'll enter you in a drawing to win a $20 Amazon Gift Card!

5-Day Debt Reduction Plan: Pay It Off

Whether in a snowball or in an avalanche, it's time to freeze your debt for good. Try one of these strategies to get on track.

Party Like It's 19.99: The Psychology of Pricing

Does the store you're shopping at want to be seen as a bargain? A purveyor of luxury goods? A renegade? The answer is in the last two digits of the price.

15 Unexpected Expenses of a New Baby

Having a baby is expensive. If you aren't ready for these unexpected costs, your new bundle can be an even bigger blow to your budget.

5 Most Affordable Gym Memberships

These five gyms will let you work up a sweat without spending a fortune.

Wisdom from My Favorite Frugal TV Character - Julius Rock

My favorite cheap TV character is Julius Rock from Everybody Hate Chris. Julius is a character based on Chris Rock's father and in almost every episode of the show his fruga

Ask The Readers: Do You Buy In Bulk?

Tell us whether or not you buy in bulk and we'll enter you in a drawing to win a $20 Amazon Gift Card!

15 Reasons Plus-Size Shopping Sucks

Calling all thin-prejudiced clothing merchants: Plus-size customers are begging you to make better clothes. Here are 15 reasons why shopping for plus-size clothing is a nightmare.

Make Your Clothing Fit Perfectly With These 10 No-Sew Fixes

Keep your clothes (and your budget) looking better longer with these quick, easy, and inexpensive repairs.

15 Grab-and-Go Post-Workout Breakfasts

No time for breakfast … again? Start the day the right way with a quick, nutritious, on-the-go meal that everybody has time for — even you.

8 Things You Must Immediately Do After Losing Your Smartphone

Lost your smartphone? Don't panic and follow these steps to protect your data, your privacy, and your money.