Hot Today

Wise Bread articles that are hot today.

How Debt Fools People

People who have a natural aversion to debt often wonder how some people get themselves into such terrible problems with debt. Don't they know how much it costs? Don't they understa

Be Careful Who You Owe: Here's Who Can Garnish Your Wages

Most Americans already live paycheck to paycheck. If you owe these four creditors money, well...that paycheck might get a little — or a lot — smaller.

Once-In-A-Lifetime Experiences I've Earned With Credit Card Rewards

Need a little travel inspo for all those rewards miles you've racked up? Check out these unforgettable ways to see the world — for free.

10 Things to Know Before You Start a Home Improvement Project

Don't take a hammer to that wall you want to tear down until you consider these things first.

Effort vs. Results: The Difference Between Trying and Getting It Done

Sometimes, trying hard isn't enough. If you really want spectacular results, you need to make sure you properly direct your efforts. Here's how.

Why Saving Money Is Harder Today

Feel the squeeze? Saving money today is harder than ever. These skyrocketing expenses are the reason why.

Going Green: How to Live a (Nearly) Cash-Only Life

Whether you have a problem with credit-card debt or just want a new way to budget, it might be time to go for the green.

4 Overseas Wedding Destinations Anyone Can Afford

Thinking of having a destination wedding but are worried about the price tag? These overseas destinations will fit anyone's budget.

How to live on $12,000 a year

In my first job out of college, I was on 12,000 English pounds per year. That was back in London in 1996, i was single, lived with two friends and only had rent and travel to pay for. And I still remember how tough that was. [more]

DIY Mortgage Acceleration

Do-it-yourselfers who are weary of yet another trip to the home improvement store may like this DIY project. It has the possibilities of increasing home equity just as quickly as a bath remodel or new deck. [more]

5 Affordable U.S. Wine Destinations Outside California

California wine country isn't the only spot to book a winery weekend. Explore these wine destinations that may be closer to home and more affordable than you think.

10 Questions to Ask Yourself Before You Ask for a Raise

You may want (and deserve!) a big raise, but before you ask your boss, you should ask yourself some key questions.

Book review: The Adventures of Johnny Bunko

Do you need a career guide? And, if so, do you need one written as manga? It almost doesn't matter--Daniel H. Pink has written one, and it's got enough good lessons packed into a

How to Throw a Kid’s Birthday Party That’s Fun, Happily Memorable, and Not So Expensive

The most fun, memorable and least expensive birthday party for your child may be, figuratively and literately, right in your own backyard. I’ve attended and hosted fabulous but sim

5 Ways to Stop Your Mindless Spending

One-click buying, impulse shopping trips… Learn how to keep more of your money by developing more money-mindfulness.

5 Affordable Alternatives to Pet Boarding

You'd like to take a little trip, but boarding the family pets is pricey. It doesn't have to be.

Travel and Money: Carrying Decoy Wallets

Here’s a technique for protecting your cash — and your identity — from being stolen in one fell swoop when you're traveling.

Bosses Say These Are Their 6 Favorite Qualities in Employees — Do You Have Them?

These qualities managers say they look for in employees could be the difference between getting a raise and getting a pink slip.

Fitness For People Who Hate Exercise

Working out at a gym is an effective way to get fit, but it can sure be dull. Here are some alternative exercise routines to keep your heart pumping without boring you to tears.

8 Things to Consider Before Switching to an Online-Only Bank

Everything is going digital these days, and banks are no exception. But is online-only banking the right move for you?