Hot Today

Wise Bread articles that are hot today.

How Much Money Do You Need in Savings When Applying for a Mortgage?

You've saved up the down payment and closing costs for a new house. But do you have enough cash reserves to get the green light from your lender?

The 5 Best Mechanical Pencils

Keeping your writing utensils in tip-top shape isn't easy, but it can be. Just use any of these mechanical pencils and never have the need to use a pencil sharpener again.

6 Smart Things to Do With Your Extra Student Loan Money

Before you spend that extra student loan money on new clothes or dinner out, consider these smart money moves first.

Ask the Readers: What Is Your Favorite Productivity Tool?

Tell us about your favorite productivity tool and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Cracking the Infamous McDonalds Monopoly Game

Your chances of winning McDonald's Monopoly game are all based on the odds of finding one particular piece from each set.

Ask the Readers: How Do You Fight the Winter Blues?

Tell us how you fight the winter blues and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Choose the Best Travel Rewards Credit Card with this Guide

Choosing the right travel rewards credit card doesn't have to be complicated. Here's a simple guide to get you on the right track.

20 Free and Fun Ways to Reward Yourself

Reaching goals is often its own reward, but when it isn't, go ahead, do something nice and frugal for yourself.

How to Use Credit Cards to Improve Your Credit Score

There's no mystery to building a good credit score, but you do need to follow a few simple rules with your credit cards.

Eight Natural Ways to Make Water More Flavorful

The main reason that people don't drink water is that it is tasteless and not very "fun" to drink. On the other hand, water is considered more healthy than sodas so

Ask the Readers: What Are Your Goals for 2020?

Tell us about about your goals for 2020 and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Earn Extra Income With Your Smartphone Camera

Take a break from snapping selfies and put your smartphone camera to good use. You can earn extra cash, shutterbug!

10 Relationship Rules You Should Be Breaking

Rules are made for breaking — even in relationships. Ditch these old-fashioned mandates that may just be holding you back.

How to Talk to Your Teen About Student Loans

Student loans are a big deal, so make sure your teen knows all the facts before college.

The 5 Best Stay-At-Home Kitchen Essentials

Since we're all spending more time at home, it's important to have a well-stocked kitchen and helpful tools to make lots of delicious meals.

10 Economy-Based Games That Make You Think

These games are high on strategy, and you may learn a thing or two about how the economy works.

13 Businesses Your Tween Can Start

Who says you need to be an adult to create a successful side hustle?

How Cash Rewards Credit Cards Really Work

Confused by the proliferating credit card rewards programs? Find out what terms to avoid — and which ones will really save you money.

5 Reasons Why Life Insurance Isn't Just for Old People

Life insurance protects the ones we love in case the worst should happen. That's why you shouldn't wait to buy some.

6 Cheap Date Ideas for Nature Lovers

You don't have to spend your entire paycheck to have a romantic evening out. Just venture out into the great outdoors!