Hot Today

Wise Bread articles that are hot today.

Your budget: envelopes or a plan?

When I was first introduced to budgeting, the model used was the envelope method. Every payday you'd take your cash and divide it up among envelopes labeled "Rent," "Groceries," "Electric Bill," etc. [more]

The Joy of Disconnecting

Technology can be helpful, wonderful...and incessant. Discover why it's important to put the smartphone down and take a break.

Life Insurance: What to Consider Before Replacing a Policy

"Set it and forget it" shouldn't necessarily be your life insurance motto. Here's what to consider if you're shopping for a better policy.

Best Money Tips: The Travel Edition

Today we are bringing you some of the best articles about travel!

Best Money Tips: 31 Brilliant Ways to Use Dish Soap

Today we found some great articles on brilliant uses for dish soap, financial habits worth picking up, and ways to shop without spending any money.

Best Money Tips: Non-Financial Retirement Planning

Today we found articles on nonfinancial retirement planning, areas where you may be paying more than you should, and how to choose your first bank.

529 Plans for College Expenses: What’s Cool and What’s Quirky

529 plans for college expenses are very cool but extremely quirky. Cool federal-tax benefits, which were temporary and set to expire in just a few years, have been made permanent b

9 Smart Financial Gifts to Give New Grads Besides Cash

New grads love cash, but these other money-oriented gifts can really help propel them into adulthood.

Best Money Tips: 21 Smart and Surprising Uses for Salt

Today we found some great articles on smart ways to use salt, how to supercharge your afternoon with a coffee nap, and financial planning tips for millennials.

10 Negotiable Ways To a Fatter Wallet

Growing up in a typical small Jewish family, I assumed everyone knew the I’m-smart-but-not-cheap tactics I was raised with. But as I’ve gotten older (yeah, it had to happen sometim

Here's Why You Shouldn't Freak Out If You Miss a Payment Due Date

That bill's due date has come… and passed. How long do you have before it's "officially" late?

Getting the Most Out of Daily Deal Sites

Groupon and other daily deal sites can seem enticing, but if you're not careful, they can cost a lot more than you expect. Learn how to use them wisely.

5 Ways to Embrace Having to Work in Retirement

Retirement isn't always a permanent send-off from the working world. If you have to return to the daily grind, there are actually some pluses.

When NOT to put money in your 401(k)

The twin advantages of tax deferral and a corporate match make the 401(k) the foundation of most people's savings plan. Putting in enough to get the maximum corporate match is

8 Signs Your House Is Holding You Back

Your house is supposed to help you build net worth. But if it's crushing you financially, it might be time to move on.

In Search of Safety: A Mom's 8-Step Guide to Toy Selection and Everyday Use

As the mom of two boys, I can tell you that there are two kinds of toys: 1) those that are inherently dangerous (such as ATVs, BB guns, and lead-tainted toys) and 2) those made

10 Frugal Tips You Haven’t Already Heard

Whether you're a frugal newbie or a pro, check out these money-saving suggestions you might not have heard before.

Make These 6 Relationship Moves Now or You'll Regret It in 20 Years

How strong do you think your relationship will be in 20 years? The emotional labor you do today will decide, one way or the other.

How to Survive and Thrive as a Young Boss

For young leaders it can be hard to step into the boss's shoes. Here's how to make them your own.

Best Money Tips: Things That Will Cost More for the Holidays

Today we found things that well cost more (or less) for the holidays, clever uses for old tin cans, and ways to save on entertainment.