Interest rates for ordinary savers held up pretty well after the first Fed rate cut in July last year. There was a simple reason--banks needed the money. With the cr
Paul Michael essentially wrote this post in January but it needs to be said again. A culture that remedies a systemic problem that stems from borrowing, with, well...more borrowing
I worked at a non-profit--a local nature center--over the summer of 1979. After we wrapped up our main task, those of us who wanted to were allowed stay on for the few weeks befor
This classic fable illustrates the fundamental difference in savers and spenders. Spenders live for the moment, frittering away their earnings on things like technology gadgets, e
I'm old enough to remember when a piece of bubble gum was a penny. In fact, it was a penny for most of my youth--and had been a penny for a couple decades before I was born. As i
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I worked at a non-profit--a local nature center--over the summer of 1979. After we wrapped up our main task, those of us who wanted to were allowed stay on for the few weeks befor
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Sticky prices
I'm old enough to remember when a piece of bubble gum was a penny. In fact, it was a penny for most of my youth--and had been a penny for a couple decades before I was born. As i