Hot Today

Wise Bread articles that are hot today.

We're Giving Away $600 for the Holidays!

We've teamed up with several other Personal Finance bloggers to give away $600 in prizes!

If you're so smart, why aren't you rich?

You don't hear it much any more, but for a long time, "If you're so smart, why aren't you rich" was a pretty effective line for the average Joe when dealing w

Ask the Readers: Do You Go to Sporting Events?

Tell us if you go to sporting events and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Things to insure, things not to insure

Insurance is all about spreading the risk. A bunch of people buy insurance against the risk that a few of them will be the ones who get hit with a big bill that they couldn't pay.

Ask the Readers: Do You Play Sports?

Tell us whether you play sports and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Everything a First-Time Home Buyer Needs to Buy a House

Buying a home for the first time can be super stressful. Get your finances move-in ready before you start your hunt, and it'll go easier than you expect.

Everything You Need to Know About Freddie Mac and Fannie Mae

The names Freddie Mac and Fannie Mae probably ring a bell, especially if you've applied for a mortgage lately — but who or what, are they, exactly?

Stuff We Love: The MacBook Pro, a Hassle-Free Laptop

After decades of computing, a committed PC user makes the switch to a MacBook Pro — and his only regret is that he didn't make the switch sooner.

How to Negotiate Higher Pay at Your Next New Job

For most employees, a new job is the best opportunity for a significant pay raise. Get the salary you want (and deserve!) with these simple negotiating guidelines.

Disneyland on the (Sort of) Cheap

If you're considering a trip to Disneyland, these tips just might help you save your wallet.

Cheap and Easy Halloween Costumes for Kids

I love Halloween but hate paying high prices for kids' costumes. Over the years, I have managed to create a few costumes cheaply.

Best Money Tips: 7 Frugal Ideas to Celebrate Mother's Day

Today we found some stellar articles on frugal ideas to celebrate Mother's Day, things beginners must know about saving for retirement, and how to fill the hours after a layoff.

9 Things Football Teaches Us About Money

Nickel and dime packages in football aren't actually nickels and dimes. But they might be if you take the right lessons from the game.

5 Money Lessons I Learned From Watching Wheel of Fortune

What can missing letters and a big spinning wheel teach about personal finance? Plenty, if you know where to look.

You Can Guarantee a Win and 9 Other Bizarre Facts About the Lottery

Learn some true facts about everybody's biggest dream — beating the long odds and winning the lottery. (Including how to guarantee a win!)

Turkey Dinner for Two

Recently we've grown tired of traveling to big, traditional Thanksgiving gatherings, so we decided to create new traditions for just the two of us.

8 Problems You Can Solve With $20

If you've got $20 burning a hole in your pocket, don't blow it on coffee! You can solve some common (and uncommon) problems.

7 Basic Ways to Become Your Own Life Coach

Life coaches can help us make positive changes. If you can't afford the time or money for one, take steps to coach yourself. You can do it!

7 Surprising Ways to Earn Money Online

Need some extra cash? These online side hustles — some new, some new and improved — could earn you a pretty penny.

5 Ways to Become a Better Negotiator

Terrified of talking price? It's easier than you might think. These tips will help you become the expert negotiator you can be.