Hot Today

Wise Bread articles that are hot today.

Pay Bills Early? Only If You Want to Save Money

Paying your bills late can hurt you with late fees and surcharges. Moreover, if you pay early, you can get some serious discounts. Learn more.

Improve Every Conversation With One Simple Tactic

Bring empathy, understanding, and happier outcomes to important discussions and negotiations with this simple — but life-changing — conversational skill.

How to Save Without Goals

Basic plans for saving and investing that don't require use of a formal financial plan with specific goals.

18 DIY Christmas Ornaments That Are Better Than Store Bought

The best Christmas ornament doesn't come from a store. A DIY ornament, perhaps, means a little bit more.

9 Frugal Winter Activities to Keep Kids Busy During Holiday Break

The kids are home for the holidays! But can you keep them entertained without busting your budget? You sure can!

101 Little Things You Can Fix Right Now!

Whether you're on hold with customer service or just have an extra minute or two, tackle one of these projects RIGHT NOW to make your life more awesome.

Turn Your Home Into a Spa With These 5 Frugal Stress Relievers

Science says you really need a vacation, but your budget says no way. What to do? Bring rest and relaxation home on the cheap!

85 Easy, Frugal Halloween Costume Ideas

Check out our list of resources for 85 frugal and fun Halloween costume ideas for kids, adults, and even dogs!

5 Unexpected Costs of Political Activism

Protesters are out in force right now. And while taking a stand is important in many ways, there are financial and personal risks to consider.

Dropping the Price of Gas to $2.50 a Gallon in a Week

Could a few well-chosen words by President Obama cause the price of oil, and therefore gasoline, drop sharply in just a few days? It's worth a thought.

15 Ways to Make Money on Halloween

Instead of spending money on a costume and decor, why not make a little extra cash this Halloween? Don't be afraid of a little side hustle!

Dorm Room Essentials

Heading off to college is an exciting time, but it can be easy to get carried away when outfitting your dorm. Here's what you really need.

6 Important Things to Look for in a Savings Account

Not all savings accounts are created equal. When it comes to stashing your savings, there are a few key features to look for.

7 Signs It's Time to Quit Freelancing

The life of a freelancer has its ups and downs. But when the downs are outnumbering the ups, it may be time to move on.

16 Clothing Items That Will Last Forever

Stop throwing away cheap clothes and invest in the good stuff. These 16 wardrobe essentials will last you a lifetime.

15 Winter Must-Haves to Keep in Your Car

Winter driving takes special skill — and special gear. Before hit the road this winter, make sure your car is properly kitted.

Don't Leave College Without Making These 5 Moves for Financial Success

The one thing recent grads have that's more valuable than their degrees is time. Be smart and turn yours into a future of financial freedom.

15 Smart Things You Can Do With Your Finances, Even if You're Broke

If money is tight, these easy, smart personal finance habits can help turn your financial life around.

5 Countries With No (Or Very Low) Taxes

Heading to one of these countries with very low taxes could be the ticket to paying less in taxes.

The 7 Biggest Mistakes You Can Make When Redeeming Credit Card Rewards

Get the most out of your rewards and don't make these mistakes when you're ready to redeem!