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Wise Bread articles that are hot today.

UTMA/UGMA Custodial Accounts

Over the years, Uniform Transfers to Minors and Uniform Gifts to Minors custodial accounts (also known as UGMA and UTMA accounts) have become less popular than college savings opti

My Small-Town Move That Ended The Job-Search Blues

When I was a new college grad, I wanted to live and work in a big city with great opportunities. I didn't know that an unemployment rate of 9-10% as I entered the workforce wasn't

Delayed Gratification and the Secret to Will Power

Saving is nothing more than delayed gratification in action, but trying to defeat our desires for instant gratification outright is often a dead-end endeavor. It's easier if you en

How to Save Your Family Memories With Cloud Computing

With the help of cloud computing, distant family can create a scrapbook or newsletter together, so everyone can stay to date on family goings-on.

What to Buy (and Avoid Buying) in December

It's peak shopping season, but not every buy is a peak deal. Learn where to find the big discounts this month — and where to freeze your spending.

Who to Hire: A Financial Planner or a Financial Adviser?

Believe it or not, financial advisers and financial planners are not the same thing!

This Is How You Win Sweepstakes

There is one big secret to winning contests and sweepstakes — and it might surprise you. Read on for more tips and advice from a consistent winner.

How to Save 20-100% on Textbooks

Textbooks have nearly tripled in price since 1987 while inflation has increased by only 72 percent. In fact, depending on where you go to school, the cost of textbooks be from 25%

11 Smart Ways to Maximize Desk Space

How do you expect to get any work done when your desk is a mess? Maximize that minimal space and watch your efficiency soar.

5 Things We Learned When Our Car Was Stolen

My family recently had our car stolen while moving. Learn from our experience so you can keep your car safe or be prepared if you're a victim of theft as well.

5 Scientific Reasons to Ditch the Luxury Brands

Expensive is better, right? Our brains certainly think so, and that can cost us plenty. Learn how your brain deceives you and resist the splurge.

Everything You Need to Know About Fancy Coffee in One Infographic

Not sure what to order at a coffee shop? Looking to try something new? Here is a breakdown of 28 popular drinks for coffee-lovers and the coffee-curious.

How to Wake Up Fast and Attack the Day

Waking up can be difficult when your bed is so darn comfortable. Learn how to happily shake off the sleep so you can have a more productive day.

6 Awesome Credit Card Tricks That Will Save You Money

Learn how to double sign-up bonuses, extend billing periods to 55 days, and earn rewards without wasting a dime.

13 Business Leaders Who Failed Before They Succeeded

If at first you don't succeed...

5 MicroSaving Tools to Help You Start Saving Now

Every little bit adds up — and faster than you think! If you can't afford large savings contributions, try these microsaving tools instead.

9 Warning Signs You Can't Afford That New House

If that new house puts the squeeze on your savings, your dream home can quickly become a nightmare. Here's how to tell if it's really too much.

Now is the time to buy: Easter Supplies

I was shopping for some paintbrushes* yesterday at one of my favorite arts-n-craft supply stores, and lo and behold, Easter supplies were still in stock- but discounted to really low prices. [more]

The Best Secured Credit Cards with Low Minimum Deposit

One of the disadvantages of secured credit cards is having to leave a security deposit for as long as you have the card. These cards require the lowest minimum deposit.

5 Wise Uses for Milk of Magnesia

Milk of magnesia is often used to treat tummy troubles. Discover other savvy uses for the stuff, from skincare to odor control.