Hot Today

Wise Bread articles that are hot today.

Avoid IRS Penalties With This Simple Estimated Payment Strategy

If you work for yourself, or have a side job or other income, you may want to consider paying estimated quarterly taxes. It can save you money.

Federal Reserve cuts the discount rate

In response to the recent credit squeeze, the Federal Reserve did something unusual: they cut the discount rate without cutting the federal funds rate. The federal funds rate is the rate at [more]

Long Term Care Insurance for Wise Bloggers

You, your parents, or your siblings may at some point, at any age, need help with the daily tasks of living. Who will provide this help, and at what cost? Long Term Care (LTC) ins

8 Ways to Stay Sun Safe This Summer

Summer is here and the sun is beaming brightly. But before you head outside, make sure your skin is thoroughly protected from damaging rays.

The 8 Things That Are Always Cheaper at Target

Target is hitting the bullseye for ultra-low pricing on these eight products. Shop smart and save with these choices.

U.S. Bank College Visa Credit Card Review

For students trying to build credit, a simple and straightforward credit card with no annual fee and no rewards could be the best option.

Stabilize Your Portfolio With These 5 Bond Funds

Bonds don't promise thrilling growth, and that's a plus. Consider adding these five funds to your nest egg for balance — and some tax advantages.

Are Farmer's Markets Frugal or a Luxury?

Are farmer's markets a luxury or a cost-saving measure? Read how foodies from all over the country compared the costs, and how my visit to the early-season Chicago-area market shap

5 Times You Must Freeze Your Credit Report

Freeze! Securing your credit report from fraud or other suspicious activity might save you a big headache later.

Are You and Your Spouse Planning the Same Retirement?

You expect to spend your retirement years living in Costa Rica. Your spouse expects to stay local and join the golf club. And you don’t figure this out until the day before you re

8 Ways to Save on Smartphone Costs While Traveling

A phone's a great — even necessary — travel companion, but the data costs can mount. Extend your trip by cutting the cost of smartphone roaming.

The Duel: ETFs vs. Mutual Funds

Which is the better investment? Know how ETFs and mutual funds work can help you decide which is best for your needs. Let's have them face off, and see how each performs.

Sam's Club Giving Away a Free Membership and $100 Gift Certificate to One Lucky Wise Bread Reader

The Wall Street Journal recently reported on the savings that small businesses can realize by taking advantage of warehouse deals. Are the savings significant? What can “new memb

5 Things You’re Overpaying For on Your Vacation

Most people are wasting hundreds or even thousands of dollars on these common money traps. Are you?

Cost of Rearranging the Furniture - $0. New Living Room - Priceless.

They say a change is as good as a rest. Well, they're right. My wife and I have had the same living room layout since we moved into our home. As our home is small, we just assumed

6 Dumb Places You’re Leaving Your Money

Cash is king… when it comes to keeping you broke. Once you have an emergency fund, start hiding your cash where it can grow, too.

Don't Know What Annuities Are? You Might Be Missing Out

Most of us know about 401(k)s and IRAs, but annuities remain a mystery. Learn the basics about this often-overlooked (but useful) retirement investment tool.

Don't Have Enough To Pay Your Taxes?

What do you do when you finally get all of your information together to file your income taxes, and you find out you actually have to pay taxes?! For people who don't have enough m

Throwback Thursday: 58 Best Thanksgiving Hacks Ever

Before you pop that turkey in the oven, make sure you check out our very best Thanksgiving hacks!

Yogurt: Should You Try Making Your Own?

Yogurt is already conveniently packaged, widely available, and comes in a big variety of flavors. That said, there are great reasons to make your own.