Hot Today

Wise Bread articles that are hot today.

How a Goodwill Letter Can Save Your Credit Score

One money mishap can wreck your credit score. A simple goodwill letter just might help.

How Cash Rewards Credit Cards Really Work

Confused by the proliferating credit card rewards programs? Find out what terms to avoid — and which ones will really save you money.

5 Clever Tax Shelters Anyone Can Use

Reduce your tax burden by brushing up on some easy ways to reduce your taxes. It's simpler than you think.

11 Retail Gigs That Pay Well and Offer Benefits

Looking for a job that pays well and offers benefits? These retailers are a good place to start.

5 Mental Biases That Are Keeping You Poor

Your love of lattes might not be totally to blame for your low funds. Cognitive biases could be derailing every one of your money-related decisions.

Cocktail Time: Great Budget Liquors

Skip the mouth-puckering, bottom-shelf stuff and enjoy your drinks (while saving money!) with these great, moderately priced spirits.

The Fastest Method to Eliminate Credit Card Debt

Yes, you can get out of credit card debt — and faster than you think. The sooner you start, the sooner you'll chip away at that financial burden.

How to Score a First or Business Class Seat With Rewards Points

Is first class unattainable to the average person? Not if you play your points right.

Peanut Butter: The Poor Man’s Protein

Peanut butter is a staple food of many households. The rich and the poor alike find it to be filling and delicious. Eating the ri

Designing your life

Key decisions that you make—especially when you're young, but also later—have implications that ripple through the whole rest of your life. People treat these early

How to Buy Used Furniture

With so many people listing their used furniture for sale, why not give it a try? We’ve got the tips you need.

How Big of a House Do You Really Need?

For my entire life, I have never lived in a place bigger than 1400 square feet. The smallest dwelling I had was a studio less than 400 square feet which I shared with my parents.

How to Get 5% Cash Back on Holiday Purchases

Reduce the bite holiday spending takes out of your budget with one of these cash back rewards cards.

8 Swanky Sauces to Glamorize Dinner

Are you tired of buying boring, budget cuts of meat or poultry? Dress them up!

Save on Last Year's Taxes Right Now

You can still save on last year's taxes right now, if you still haven't filed your income tax return yet.

10 Vacation Rental Alternatives to Airbnb

Airbnb isn't your only solution for short-term vacation rentals. Check out these other sites, too!

Stop Losing Your Stuff With These 6 Simple Tricks

Tired of misplacing your keys around the house? Get smart about how you store and use your stuff, and everything lost is always found.

How Free Extended Warranties Work on Credit Cards

Did your pricey purchase break just months after your warranty expired? Your credit card has you covered.

The Benefits and Drawbacks of Credit Unions

Are you annoyed by your bank's tendency to add more fees and offer lower savings interest rates? Consider a credit union as an alternative; here are the benefits and drawbacks.

Make Your Hobby Pay Its Way

Hobbies generally end up in the expense category. Depending on the hobby, you may be paying for equipment, supplies, books and magazines, classes, training--the list goes on.