Hot Today

Wise Bread articles that are hot today.

Federal Reserve cuts the discount rate

In response to the recent credit squeeze, the Federal Reserve did something unusual: they cut the discount rate without cutting the federal funds rate. The federal funds rate is the rate at [more]

Beating corporate America at its own game

For almost a month now, I've been having some problems with the usually-reliable Amazon.com. I love Amazon. I always have. That's why I decided to buy my living room lamps there,

5 Ways to Make Yourself Accountable

When you're working on a personal goal — whether it has to do with money, health, or something else — a little accountability can be instrumental.

9 Essential Personal Finance Skills to Teach Your Kid Before They Move Out

Your child is ready to leave the nest. Have you armed them with the right money skills they need to flourish?

How the Election Will Affect Your Credit Cards

How will credit card companies react to the U.S. Presidential election? We have some predictions — and some things you should do to prepare yourself.

10 Smart Household Uses for Rope

Rope is so versatile for holding things in place, but you can also use it for great home decor, too. Get your knot on!

Almost 50 Unique Housewarming Gifts for Less Than $20

You don't have to spend a lot to help your friends and family settle into a new place.

6 Apps That Help You Save on Prescriptions

Need help affording your medications? These six apps can help you save money.

6 Smart Auto Finance Options

Most of us can't afford to pay cash for a new or used car. Finding the right auto financing is easier than you think.

Make a crafty airbrush out of old junk

Sometimes the ingenuity of people knocks me out. As I was surfing today to find new and exciting ways to save money, I came across a video on Metacafe. It has almost no sound, b

The 5 Best Laundry Stain Removers

You can wipe out even the most stubborn stains with the right laundry stain remover. Give any of these five a try next time there's a spill.

10 Ways to Increase Your Net Worth This Year

Know your worth — your net worth, that is. Then focus on increasing it.

5 Things Yoga Can Teach You About Money

Money comes in; money goes out. You may not know it, but while you're practicing your downward dog, you may also be improving your finances.

Tips for Finding Legitimate Work-From-Home Opportunities

Working from home is the dream, but sifting through phony job ads can be a nightmare. Here's how to find the legit ones.

How We Brainwash Ourselves Into Brand Loyalty

If you think you're immune to marketing, think again — in fact, you might be convincing yourself to buy something and not even realize that you're doing it.

Ask the Readers: Do You Have a Garden?

Tell us whether you have a garden and we'll enter you in a drawing to win a $20 Amazon Gift Card!

The Great Coupon Debate

What's the one thing worse than talking about a budget with your spouse? Grocery shopping. I live with a coupon cutter who insists we buy nothing that isn't bought with coupons. Bu

14 Ways to Organize a Messy Closet

Whether you're organizing your closet for the first time or need to make even more space, these tips will help keep your clothing neat and easy-to-access.

10 Sites and Apps to Help You Track Your Spending and Stick to Your Budget

One of the best ways to manage a budget and control your money is to actively track spending. All of these apps and online tools make tracking your expenses easy.

Just Saving Isn't Enough: How Cash Flow Allocation Helps You Retire

Classic asset allocation teaches investors to diversify for safety. Apply this strategy to your retirement to keep the bills paid, even in a bad economy.